NBA Finals Odds 2021

Understanding NBA Championship odds is important for any basketball fan looking to bet on the NBA Finals.

Betting on the NBA Championship requires making a futures bet on a chosen team. An NBA Championship futures bet can be made at virtually any point during the regular season or playoffs. Wagering during the offseason is even possible, as sportsbooks set NBA odds for the following season’s champion soon after the current season ends.

The COVID-19 pandemic created an unprecedented situation for the 2019-2020 NBA season. The 2020-2021 regular season saw the league somewhat return to normalcy, but a few aspects of the schedule still differed from a traditional NBA slate.

The current NBA season began on Dec. 22 and played through 72 games. The 2021 NBA Playoffs included 20 teams, with the Nos. 7 through 10 seeds in each conference participating in a play-in tournament.

The original field of 20 teams now comes down to just two franchises competing for the NBA championship. The Milwaukee Bucks take on the Phoenix Suns in the NBA Finals. The first team to four wins in the best-of-seven series will hoist the Larry O’Brien trophy as the 2020-21 league champion.

Current NBA Finals Odds 2021

+9000 +210 +240 +200
+240 +850 +900 +900
+400 +440 +400 +400
+25000 +1500 +1500 +1700
+2500 +1800 +1600 +2000
+5000 +1500 +1600 +1500
+320 +1600 +1600 +1700
+800 +1200 +900 +1100
+15000 +4000 +3500 +3500
+2500 +2400 +2200 +2000
+4000 +2900 +3000 +2800
+900 +2400 +2500 +2500
+2500 +4900 +4000 +4000
+16000 +8000 +5000 +8000
+15000 +7000 +6600 +8000
+25000 +10000 +8000 +10000
+10000 +11000 +10000 +10000
+20000 +8500 +10000 +10000
+12500 +10000 +10000 +11000
+50000 +12000 +10000 +18000
+95000 +10000 +15000 +25000
+2000 +10000 +15000 +25000
+50000 +16000 +30000 +35000
+20000 +19000 +25000 +25000
+30000 +24000 +25000 +25000
+50000 +25000 +50000 +100000
+30000 +25000 +50000 +100000
+10000 +25000 +50000 +100000
+1600 +25000 +50000 +100000
+25000 +25000 +50000 +100000

Odds are updated daily.

Odds To Win The NBA Finals – Whose Odds Are Increasing?

Phoenix Suns

The No. 2 seed in the Western Conference were installed as the betting underdog against the No. 7 seed Los Angeles Lakers in the first round of the playoffs. The Suns dispatched the Lakers in six games.

Phoenix then responded with a 4-0 sweep of the Denver Nuggets in round two. The Suns defeated the Los Angeles Clippers 4-2 in the Western Conference finals, earning the franchise’s first NBA Finals berth since 1993.

The preseason championship odds on the Suns opened at (+25000). Phoenix now sits between (-180) and (-200) at the top online sportsbooks, and it’s incredible to contemplate how bettors that put money on the Suns at (+25000) preseason odds are feeling about that wager right now.

Milwaukee Bucks

Last year’s disappointing playoff exit seems like a distant memory for Milwaukee Bucks fans at this point. Milwaukee ousted top-seeded Brooklyn in the Eastern Conference semifinals, winning an overtime thriller in Game 7 to clinch a spot in the conference finals.

The Bucks drew the upstart Atlanta Hawks as the next opponent. Milwaukee finished that series with a 4-2 win over the Hawks in the Eastern Conference Finals.

Just four wins away from an NBA championship, the Bucks are installed at (+145) to (+165) at the top online sportsbooks in the US.

Odds To Win The NBA Finals – Who’s In Trouble?

Los Angeles Clippers

Paul George’s incredible performance throughout the 2020-21 playoffs wasn’t enough to get the Los Angeles Clippers to their first NBA Finals in franchise history. George put up career-best playoffs numbers this postseason.

The Clippers chances in the Western Conference finals against the Phoenix Suns were hampered by the loss of star play Kawhi Leonard. Los Angeles played all six games of the conference finals without Leonard.

While the Clippers battled further into the playoff bracket than any other year in team history, 2020-21 ended in another disappointment for a team that seemed destined for a championship in its current form.

Atlanta Hawks

It’s tough to truly describe the Atlanta Hawks as “disappointing” considering that the young team wasn’t expected to make it this far into the playoffs. The No. 5 seed in the East knocked out No 1. seed Philadelphia in the conference semifinals.

Milwaukee defeated Atlanta 4-2 in the Eastern Conference finals. The Hawks look like a promising team moving forward, and could make for a playoff threat in the 2021-22 season.

What’s Different In The 2020-21 NBA Season

This year’s regular-season schedule included 72 games, a few less than the traditional 82-game schedule. The season began later than normal (Dec. 22), with just ten weeks between the end of the 2020 NBA Finals and the start of the 2020-21 regular season.

Instead of the normal 16 teams, 20 teams qualified for the NBA postseason. Seed Nos 7 through 10 in each conference had to go through a play-in tournament, after which the playoffs now resume in the traditional 16-team format.

In each conference, the Nos. 7 and 8 seed matched up against each other in the play-in tournament. The winner of that one-game runoff automatically clinched the No. 7 seed in the 16-team playoff bracket.

The Nos. 9 and 10 seeds played each other, and the winner of that game played the loser of the No. 7 vs. No. 8 play-in game. The winner of the resulting game clinched the No. 8 seed in the 16-team playoff bracket.

That format led to an intensely entertaining set of play-in tournament games, particularly in the West.

The No. 7 seed Los Angeles Lakers topped the No. 8 seed Golden State Warriors in the play-in round and automatically advanced to the 16-team tournament as the official No. 7 seed. Golden State then took on No. 9 seed Memphis, which upended the Warriors to get into the playoffs as the official No. 8 seed.

In the East, the standings from the regular season held true, with No. 7 seed Boston and No. 8 seed Washington both finding a way to clinch official playoff spots through the play-in tournament.

Where Can I Bet On The NBA Finals Online?

FanDuel Sportsbook

FanDuel Sportsbook stands as one of the top destinations for legal online sports betting in the US. New players can sign up for an account and enjoy a risk-free bet up to $500 on their first wager.

The FanDuel Sportsbook platform operates in New Jersey, Pennsylvania, Illinois, Indiana, Colorado, and West Virginia.

DraftKings Sportsbook

DraftKings Sportsbook takes a spot as one of the most popular online sportsbooks in the US. Bettors in New Jersey, Pennsylvania, Colorado, Indiana, Iowa, Pennsylvania, and West Virginia enjoy access to the platform.

Bonuses for new players at DraftKings Sportsbook include a risk-free bet up to $500, a 20% deposit match bonus up to $500, and a $25 no-deposit bonus.


BetRivers recently launched as the first online sportsbook to go live in Illinois. The platform also operates in Pennsylvania, Colorado, and Indiana.

BetRivers offers one of the most generous deposit match bonuses in the sports betting industry. New players can get a $100% deposit match, up to $250, with just a 1x playthrough requirement.


FOX Bet operates through a partnership of FOX Sports and The Stars Group. This online sportsbook brand is available in New Jersey, Pennsylvania, and Colorado.

New player bonuses include a 50% deposit match bonus up to $500 and a risk-free bet up to $500.


The PointsBet brand offers “PointsBetting”, a unique way of betting that awards bigger payouts based on a selected team’s margin of victory.

PointsBet operates in New Jersey, Indiana, and Iowa. Players in those states can take advantage of a risk-free bet bonus, up to $200.

Where Can I Bet On The NBA Finals In Vegas?

Taking a trip to Las Vegas, Nevada, puts you right in the center of one of the best places to watch sports in the world. Finding a place to bet on the NBA Championship is as easy as venturing to one of the city’s legendary retail sportsbooks.

The Westgate SuperBook, Caesars Palace, Wynn, South Point, Venetian, and many other Las Vegas casinos host sportsbooks. All of these venues offer numerous ways to bet on the NBA.

Nevada hosts legal online sports betting as well. William Hill, Westgate SuperBook, Station Casinos, Golden Nugget, and Circa Sports represent just a few of the many options for mobile sports betting in Nevada.

How NBA Championship Odds Are Calculated

The following table shows the NBA Championship futures odds at FanDuel Sportsbook as of July 6, 2021:

TeamOdds to win the 2020-2021 NBA Championship
Phoenix Suns
Milwaukee Bucks+145

This table displays the lines on the NBA Champion as moneyline odds. All “+” moneyline odds display the amount of profit made off a $100 bet.

A $100 bet on the Milwaukee Bucks, for example, yields $145 profit if it wins. This means if you bet $100 and the Bucks win the championship, the sportsbook returns $245 to you ($145 profit plus the original $100 bet).

To calculate “+” odds for any moneyline bet, divide the odds by 100, and multiply that figure by the amount of the bet. So for instance, a (+145) line means you must divide 145 by 100, which yields (1.45). You then multiply your bet amount by ($100) to calculate the amount of profit.

A $50 bet results in $72.50 profit ($50 x 1.45), a $75 bet yields $108.75 in profit ($75 x 1.45), and so on.

The Phoenix Suns are set at -180 odds, and that number means you have to bet $180 to earn $100 in profit. You can calculate a (-180) line by dividing 100 by 180, which yields (0.555).

Multiplying the amount of your bet by (0.555) gives you the amount of profit realized on a -180 moneyline bet. A $50 bet yields $27.75 in profit ($50 x 0.909), a $75 bet results in a $41.62 profit ($75 x 0.555), etc.

What Might Affect The NBA Finals Odds?

As the NBA regular season plays on, the championship picture becomes clearer. A team that appeared as a strong championship contender in the preseason might be completely out of the running come playoff time.

Injuries, trades, coaching changes, and other factors can greatly affect futures odds. For example, the Golden State Warriors began the 2019-2020 season as one of the top five favorites to win the NBA Finals Championship.

All-star guard Stephen Curry broke his hand in the second game of the season, however, and the injury kept him out of the lineup virtually the entire season. As a result, the Warriors posted the NBA’s worst record, ending a streak of five consecutive NBA Finals appearances.

Betting Odds For The NBA Finals Breakdown

        Phoenix Suns (-180 at FanDuel Sportsbook)

        The Phoenix Suns have finally done enough to earn respect as a legitimate threat to win the NBA title. The No. 2 seed in the West went into its first-round series as the betting underdog against the Los Angeles Lakers, despite finishing nine games ahead of Los Angeles in the regular season.

        The Suns took care of the defending NBA champion Lakers in six games, and the sportsbooks adjusted Phoenix’s championship odds accordingly.

        Since then, the Suns have rolled through the rest of the playoffs, first by sweeping the Denver Nuggets in the conference semifinals. The Suns then won a 4-2 series lead over the Los Angeles Clippers in the Western Conference finals, clinching their first NBA Finals berth since 1993.

        • 51-21 record (2nd in the Western Conference)
        • (-180) odds to win the NBA Championship (according to FanDuel Sportsbook)
        • Led by Devin Booker (25.6 PPG, 4.3 AST, .867 FT%), Chris Paul (16.4 PPG, 8.9 AST, 1.4 STL) and Deandre Ayton (14.4 PPG, 10.5 RPG)

        Milwaukee Bucks (+145 at FanDuel Sportsbook)

        Last year’s best overall team in the regular season, Milwaukee exited the 2019-2020 playoffs in a shocking loss to the Miami Heat. The Bucks took down championship favorite Brooklyn in this year’s playoffs, with the Bucks ousting the Nets in seven games in the Eastern Conference semifinals.

        Milwaukee then ousted Atlanta 4-2 in the Eastern Conference finals. The Bucks’ only NBA championship came in 1971, with the franchise’s last conference title happening in 1974.

        • 46-26 record (3rd in the Eastern Conference)
        • (+145) odds to win the NBA Championship (according to FanDuel Sportsbook)
        • Led by Giannis Antetokounmpo (28.1 PPG, 11.0 RPG, .569 FG%), Khris Middleton (20.4 PPG, 5.4 AST, .414 3P%) and Jrue Holiday (17.7 PPG, 6.1 APG)

          Learn more in our Guide To Placing A Sports Bet Online.

          NBA Finals Odds And Betting

          What Is An NBA Futures Bet?

          A futures bet in any sport represents a wager on an event that spans longer than a single game or playoff series. Futures bets generally refer to season-long events.

          NBA futures bets include opportunities to wager on what team will win the NBA Championship, what player will win the Eastern Conference, what team will lead the league in wins, and so on.

          Other futures bets include totals (over/under) wagers on how many games a chosen team will win in the NBA regular season.

          Futures bets can be made at any time up until the wagered-on event happens.

          What Is An NBA Finals Prop Bet?

          Wagering on an in-game or in-series event not related to what team wins or loses means making a prop bet.

          Prop bets on the NBA Championship could include what player will win the NBA Finals MVP, or whether a certain player will average over 30 PPG. Exotic prop bets on the NBA Finals could include wagers on whether the combined point total in the final game of the series ends up as odd or even.

          The 2018-2019 NBA Finals (Golden State Warriors vs. Toronto Raptors) featured numerous prop bets. Some of these wagers included whether the series would end in a 4-0 sweep either way, what player would lead the series in scoring, and what player would win the NBA Finals MVP.

          NBA Prop Bets

          Most regular-season NBA prop bets function as futures bets on different statistics and player awards. These wagers can include betting on what player will lead the league in scoring, what player will win the NBA Rookie of the Year award, and so on.

          With the 2020-21 wrapping up, the Charlotte Hornets’ LaMelo Ball stood as the overwhelming favorite to win the league Rookie of the Year award. Bell was announced as the winner of the award on June 16.

          See our full Guide To Sports Betting Odds

          Odds For The NBA Finals Championship FAQ

          Is it legal to bet on the NBA Championship in the US?

          Yes, in states with legalized sports betting. Going into the NBA season restart, 19 US states allow legal sports betting, with 13 of those states offering legal online sports betting.

          Some of the states that offer both land-based and online sportsbooks include Nevada, New Jersey, Pennsylvania, Colorado, Indiana, and Illinois.

          Office pools and other betting on the NBA Championship outside of legal sportsbooks are technically against the law.

          How old do I need to be to bet on the NBA Championship?

          21 in most US states. The minimum age for betting on the NBA Championship, and sports betting of any kind, is 21 in most states. Exceptions to this rule are Rhode Island and Montana, each of which offers legal online sports betting to players 18 and over.

          Where can I bet on the NBA Championship?

          Legal online sportsbooks offer the most convenient way to bet on the NBA Finals. Top choices for online sports betting include DraftKings Sportsbook, FanDuel Sportsbook, BetMGM, BetRivers, and PointsBet.

          Many other legal online sportsbooks operate in the US, but this list represents some of the most popular and reliable platforms where you can find NBA Championship betting.

          These different platforms operate in different US states, so be sure to check out each brand’s website to find out where each is available.

          Is it safe to place an NBA Championship bet online?

          Yes. As long as you’re betting at a state-regulated, legal online platform, placing a bet on the NBA Championship at an online sportsbook is perfectly safe.

          Legal online sportsbooks function as extensions of land-based casinos in the states in which they operate. As such, placing a bet at a legal online sportsbook is just as safe as placing that same bet at a legal retail casino.

          Do online sportsbooks offer in-game, live betting during the NBA Championship?

          Yes. Like all other NBA regular season and playoff games, the NBA Finals presents numerous ways to bet in-game at legal online sportsbooks.

          All of the different in-game and in-play bets that could be made in a regular-season game can also be made during any game of the NBA Finals.

          Who is the current favorite to win the NBA Championship in 2021?

          The Phoenix Suns and Milwaukee Bucks will play each other for the 2020-21 NBA Title. The Suns sit at -180 odds to win the championship according to FanDuel Sportsbook. Phoenix is favored to win its first NBA title in franchise history.

          The Bucks are installed at (+145) odds to win the series at FanDuel Sportsbook. Milwaukee goes into the NBA Finals as the underdog, but the odds on both teams indicate that the sportsbooks expect a competitive series between Milwaukee and Phoenix.

          Will there be an NBA Championship in 2021?

          Yes. The 2020-21 NBA Finals begin July 6 and play through July 22 at the latest.

          About the Author

          Geoff Fisk

          Geoff Fisk is a San Diego-based freelance writer, specializing in the poker and gambling industries. He’s written for numerous platforms and has traveled the globe as a live poker tournament reporter. Geoff is an avid sports fan, but poker is his passion.