Withdrawals: At some casinos, to debit cards
Typical payout: Within an hour to 3 business days
Best for: The same card experience if your bank issues Visa
Mastercard Online Casinos in the US: Where to Deposit and Claim a Bonus
Online casinos that accept Mastercard take it as a debit card at the biggest brands, including BetMGM, DraftKings, and FanDuel, which no longer allow credit card deposits in the US. At real money casinos, deposits land instantly, and several sites pay withdrawals back to your card. At sweepstakes casinos, you use Mastercard to buy Gold Coin packages, but prizes usually go to a bank account, e-wallet, or gift card. The Mastercard casinos listed below depend on your location, so check the cashier in your state.
Top casinos that accept Mastercard
This list updates for your location. In states with legal online casinos, it shows real money sites that take Mastercard debit. Where those aren't available, it may show sweepstakes casinos where you can buy coins with Mastercard.
1
LoneStar Casino
1
LoneStar Casino
Up to 107.5 Free SC Plus 600,000 GC
100,000 GC Plus 2.5 Free SC on Sign Up
500+ Games to Play, No Purchase Needed
2
WOW Vegas
2
WOW Vegas
35 Free Sweepstakes Coins With 1.5 Million WOW Coins Purchase
- Get 5 Free SC + 250,000 WOW Coins on Sign Up
- Over 1000 Slots Games
- Welcome Bonus and Daily Login Bonuses
3
Crown Coins
3
Crown Coins
75 Free SC + 1,500,000 CC Plus Scratch to Win up to 100 Free SC
1x Playthrough on Any Game, With Gift Cards From 50 SC
Rated Excellent by Players, With a Dedicated iOS App
Progressive Daily Login Bonus That Builds Each Day You Return
4
FreeSpin
4
FreeSpin
Up to 950,000 GC + 75 Free SC Plus 20 Spins on First Purchase
10 SC Minimum for Gift Card Redemptions
Buy Coins With Card or Crypto, Plus a Free Daily Gift Box
1x Playthrough Requirement on SC
5
Jackpota
5
Jackpota
135,000 GC 67 Free SC Plus 100 Free SC Spins
Just 10 SC Needed for Gift Card Redemption
Progressive Jackpots and Live Dealer Games Across 700+ Titles
Cash Prize Redemptions From 75 SC
6
Spree
6
Spree
Up to 200% Extra Coins On First Purchase
Gift Card Redemptions Start at Just 10 SC
Win Gift Spins, Scratch-Offs, and Wonder Wheel Spins as You Play
Earn Spree XP Rewards as You Play
7
Pulsz
7
Pulsz
Up to 42.3 Free SC + 405,000 GC Plus 40 Free Spins on First Purchase
- Free 2.3 SC + 5,000 GC on Sign Up
- Daily FREE Sweepstakes When Logging In
- Choose From Over 700 Games
8
Baba Casino
8
Baba Casino
Get up to 1,975,000 GC + 92 SC Free On First Purchase
Baba-Branded Exclusive Slots You Won’t Find Elsewhere
Gift Cards From 50 SC & Cash Prizes From 100 SC
Faster Redemptions at Higher VIP Levels
9
CoinsBack
9
CoinsBack
Up to 1.6M GC + 32 Free SC On First $9.99 Purchase
50% CoinsBack on Every SC Spin, Win or Lose
CoinsClub VIP Perks and Daily Bonuses
Exclusive CoinsBack Originals
10
Sweet Sweeps
10
Sweet Sweeps
Up to 57,500 GC + 41 Free SC 200% Extra on First 2 Purchases
Daily Cashback of Up to 15% (Based on VIP Tier)
Live Dealer Games Count Toward 1x Playthrough
10,000 GC + 5 Free SC Birthday Bonus
11
Stake.us
11
Stake.us
250,000 Gold Coins PLUS 25 Stake Cash
1,000+ Slots, Stake Originals, Live Dealers, and Poker
VIP Rakeback, Plus Weekly and Monthly Bonuses
Daily Races and Challenges for Stake Cash Prizes
12
Splash Coins
12
Splash Coins
Up to 687,500 GC + 20 Free SC On First $4.99 Purchase - 250% MORE
Get 250,000 Gold Coins + 2.5 SC on Sign Up
Exclusive Games & Prize Promotions
Top Tier VIP Support
13
RealPrize
13
RealPrize
Up to 625,000 GC & 125 Free SC And 1,250 VIP Points on First Purchase
Get 100,000 GC + 2 FREE SC on Sign Up
Daily 5,000 GC + 0.3 Free SC Login Bonus
Choose from 500+ Games
14
Casino.click
14
Casino.click
Up to 22 Free SC + 300,000 GC On First Purchase
Daily Scratch Card for Up to 5 SC
Free Daily Spin the Wheel Bonus
Instant Crypto Prize Redemptions
15
ReBet Casino
15
ReBet Casino
10,000 Rebet Coins + 1 Rebet Cash On Sign Up
Plus 50% Match up to $50 in Casino Bonus on First Purchase
24/7 Live Dealer BlackJack, Baccarat, Roulette & Poker
Plus Hundreds of Other Games (Slots, Plinko, Crash, etc.)
Gambling is for entertainment purposes only. Stay safe and ensure success when you gamble responsibly. Gambling problem? Call or text 1-800-GAMBLER for confidential support. Visit SAMHSA’s National Helpline website for resources that include treatment center locator, anonymous chat, and more.
Real money casinos that accept Mastercard
These state-licensed casinos take Mastercard debit deposits. The figures come from each operator's banking pages and our reviews.
| Casino | Deposits | Withdrawals to card | Minimum deposit | Card payout time | Casino fee | States |
|---|---|---|---|---|---|---|
| BetMGM Casino | Yes (debit) | Yes | $10 | 1 to 3 business days | None listed | MI, NJ, PA & WV |
| DraftKings Casino | Yes (debit) | Yes (debit) | $5 | 1 to 3 business days | None listed | MI, NJ, PA & WV |
| FanDuel Casino | Yes (debit) | Yes (debit) | Check the cashier | 2 to 3 business days | None | MI, NJ, PA & WV |
| Golden Nugget Casino | Yes (debit) | Yes (debit) | $10 | Check the cashier | None listed | MI, NJ, PA, & WV |
| Fanatics Casino | Yes (debit) | Yes (debit) | Check the cashier | 1 to 3 business days | None listed | MI, NJ, PA & WV |
| Caesars Palace Online Casino | Yes (debit) | Yes (debit) | $5 | Often within an hour of approval | None listed | MI, NJ, PA, WV |
| Hard Rock Bet Casino | Yes (debit) | No | Check the cashier | N/A | None listed | MI & NJ |
Here's why I'd pick each of these for Mastercard, from bonus terms to deposit size. You can read more about how we rank casinos.
BetMGM Casino: Top Pick for Bonus Value With Mastercard
BetMGM Casino earns this spot because our review confirms that all payment methods can be used to claim its welcome offer. That takes the guesswork out of funding your first deposit with a card.
Mastercard specifics: the minimum deposit is $10, and Mastercard withdrawals take 1 to 3 business days. BetMGM asks you to withdraw with the same method you used to deposit, and it has phased out credit card funding, so use a debit card.
DraftKings Casino: Top Pick for Low Minimum Deposits
DraftKings Casino suits players who want to start small. A $5 debit card deposit is enough to get going, which makes it an easy place to try a card for the first time, and the welcome offer needs only $5 in wagers.
Mastercard specifics: DraftKings stopped taking credit card deposits in the US, so stick with a debit card. Card withdrawals take 1 to 3 business days, and you have to deposit with a card before you can withdraw to it.
FanDuel Casino: Top Pick for Fee-Free Card Deposits
FanDuel Casino states plainly that it doesn’t charge fees to deposit funds, which makes the cost of a debit card deposit easy to predict. Check the card below for its current welcome offer and code.
Mastercard specifics: debit cards work for deposits and withdrawals, but credit cards aren’t accepted in the US. You need to deposit with a debit card before withdrawing to it, and card payouts take 2 to 3 business days. Some withdrawals are routed to ACH instead.
Golden Nugget Casino: Top Pick for Simple Bonus Eligibility
Golden Nugget Casino keeps the bonus rules simple. Our review found that any deposit method qualifies for its welcome offer, and the Flex Spins pay out winnings you can withdraw right away.
Mastercard specifics: debit cards are accepted with a $10 minimum and limits of up to $10,000 per day, while credit cards are not. Card withdrawals are supported, and you’ll need to opt in to the offer before you play.
Fanatics Casino: Top Pick for Low Playthrough After a Card Deposit
Fanatics Casino lets you choose between two welcome offers, and our review notes a 1x playthrough on both, one of the lowest in the market. That keeps the path from a first card deposit to withdrawable bonus winnings short.
Mastercard specifics: the qualifying deposit is $5 in Michigan and New Jersey or $10 in Pennsylvania and West Virginia. Fanatics pays out to a Visa or Mastercard debit card, and those withdrawals take 1 to 3 business days.
Sweepstakes casinos that accept Mastercard
At these sweepstakes casinos, Mastercard is used to buy Gold Coin packages. Check the redemption columns before you buy, since few sites send prizes back to your card.
| Sweepstakes casino | Coin purchases with Mastercard | Smallest purchase | Prizes to your Mastercard | Redemption route | Typical redemption time |
|---|---|---|---|---|---|
| Chumba Casino | Yes | $1 | No (Chumba Prepaid Mastercard only) | Skrill, bank transfer, gift cards, Chumba Prepaid Mastercard | 0 to 3 business days |
| Pulsz | Yes | $1.99 | No | Bank transfer, Skrill, gift cards | 3 to 10 business days for cash prizes |
| McLuck | Check the store | Check the store | Yes | Visa or Mastercard, gift cards | 2 to 3 business days for approval, then up to 5 more |
Mastercard at a glance
| Mastercard | Details |
|---|---|
| Payment type | Card network: debit, credit, and prepaid cards issued by banks |
| Where it works | Real money casinos and sweepstakes casinos |
| Real money deposits | Yes, with a debit card at the major operators |
| Real money withdrawals | At some casinos, to a debit card you've deposited with |
| Sweepstakes coin purchases | Yes, at most major sites |
| Sweepstakes prize redemptions | Rarely to your own card; usually bank transfer, e-wallet, or gift card |
| Processing times | Deposits are instant; card withdrawals take from within an hour to 3 business days after approval |
| Fees | No casino fee listed at the operators on this page; your bank may charge, and credit card purchases can count as cash advances |
| Minimums | $5 to $10 for real money deposits; from $1 for sweepstakes coin packages |
| US availability | Real money casinos in states with legal online casinos; sweepstakes casinos in the states where each site operates |
| Bonus eligibility | Usually eligible for real money welcome offers, but check each offer's terms |
| Best for | Paying with a card you already have |
What is Mastercard?
Mastercard is a card network, not a bank. Your bank puts the Mastercard logo on a debit, credit, or prepaid card, and Mastercard's network carries the payment between your bank and the casino. That matters at the cashier for two reasons. First, casinos treat card types differently: the biggest real money brands accept Mastercard debit but have dropped credit cards. Second, card payments to casinos are coded as gambling transactions, which is why some banks decline them even at licensed sites. If you're still choosing how to pay, you can compare all casino payment methods side by side.
How to deposit with Mastercard
Here's the deposit flow at a typical state-licensed real money casino, from signing up to seeing the funds in your account.
1
Pick a Mastercard Casino
Choose a casino from the list above and use our link, so any welcome offer is tied to your new account.
2
Create Your Account
Enter your name, address, date of birth, and the last four digits of your SSN. Some casinos ask you to finish identity checks before your first deposit.
3
Enter the Promo Code or Opt In
Type in the promo code if the offer has one, such as SPINSBONUS at BetMGM. Offers without a code may still need you to opt in.
4
Open the Cashier
Tap your balance or the Deposit button to open the cashier, where you’ll see the payment methods available in your state.
5
Choose Your Mastercard Debit Card
Select debit card or Mastercard, then enter the card number, expiry date, CVV, and a billing address that matches your bank records.
6
Approve the Payment
Your bank may ask you to confirm the deposit with a text code or in its app. Approve it, and the casino processes the payment.
7
Check Your Balance
Your deposit should appear right away. Open the promotions or rewards tab to confirm any welcome offer has been credited or is tracking.
Using Mastercard at sweepstakes casinos
At a sweepstakes casino, you don't deposit. You open the store, pick a Gold Coin package, and pay with your Mastercard, and many packages include free Sweeps Coins. Chumba packages start at $1 and Pulsz packages at $1.99, and both list Mastercard as a purchase option. If you pay with a credit card, your issuer may treat the purchase as a cash advance.
How withdrawals and prize redemptions work with Mastercard
Real money withdrawals. Withdrawing to Mastercard is possible at several casinos, but only to a debit card and usually only after you've deposited with that same card. Credit cards can't receive casino payouts, and Hard Rock Bet doesn't pay out to cards at all, so you'd use PayPal, Venmo, online banking, or Play+ there. Before your first withdrawal, the casino confirms your identity, then reviews the request before sending it. If speed matters most, compare these times with our fast payout online casinos.
- Caesars Palace Online Casino: many debit card withdrawals post within an hour of approval
- BetMGM Casino: 1 to 3 business days to Mastercard
- DraftKings Casino: 1 to 3 business days to a debit card
- FanDuel Casino: 2 to 3 business days to a debit card, sometimes routed to ACH
- Fanatics Casino: 1 to 3 business days to a Visa or Mastercard debit card
Sweepstakes prize redemptions. Most sweepstakes casinos don't send prizes back to the card you bought coins with. Pulsz pays cash prizes by bank transfer or Skrill, Chumba offers Skrill, bank transfer, gift cards, or its own prepaid Mastercard, and McLuck is an exception that lists Visa and Mastercard redemptions. Cash prize redemptions at Chumba and Pulsz start at 100 Sweeps Coins, and you'll need to verify your identity first.
Mastercard fees, limits, and bonus eligibility
| Transaction | Minimum | Maximum | Fees | Processing time |
|---|---|---|---|---|
| Real money deposits | $5 to $10 | Set by the casino and your bank (up to $10,000 per day at some casinos) | No casino fee at the operators above | Instant |
| Real money withdrawals | $1 to $10 | Varies by casino and account | No casino fee at the operators above | Within an hour to 3 business days after approval |
| Sweepstakes coin purchases | $1 (Chumba) or $1.99 (Pulsz) | Set by each site | No site fee listed; your bank may charge | Instant |
| Sweepstakes prize redemptions | 100 Sweeps Coins for cash prizes (Chumba, Pulsz) | Set by each site | None listed by the site | 0 to 10 business days, depending on the site and route |
Three parties can touch a Mastercard payment: the casino, Mastercard, and your bank. The casinos above don't list card fees, but your bank sets its own rules. On credit cards, issuers such as Chase and Capital One treat casino gaming transactions as cash advances, which can bring extra fees and interest.
Caps also come from several places. Casinos set per-transaction and daily limits, and your bank may cap daily card spending. If you want to start small, our list of low minimum deposit casinos shows where $5 or $10 gets you in.
For real money welcome offers, Mastercard debit deposits usually qualify. Our BetMGM and Golden Nugget reviews confirm any deposit method counts, and Caesars excludes only PayNearMe and casino cage deposits. Elsewhere, confirm on the offer page. Bonus funds carry wagering requirements, and each offer has its own bonus terms and conditions. You can compare current offers on our casino promo codes page.
Sweepstakes promotions work differently, usually as free Sweeps Coins added to a coin package. Our sweepstakes casino promo codes page tracks those offers, so check each package's terms for eligible payment methods.
Where you can use Mastercard in the US
Mastercard works across the US, but the casinos you can use it at depend on your state. Real money online casinos are legal in only a few states. The operators on this page take Mastercard debit in Michigan, New Jersey, Pennsylvania, and West Virginia, with Hard Rock Bet live in Michigan and New Jersey.
In states without legal online casinos, the list at the top of this page may show sweepstakes casinos instead, where Mastercard is used for coin purchases. Sweepstakes sites aren't available in every state either, so check each site's terms before you buy.
Is Mastercard safe to use at online casinos?
Many card issuers use Mastercard Identity Check, which can ask you to approve an online payment in your banking app or with a one-time code. If you pay through a mobile wallet, the merchant receives a token instead of your actual card number. Zero Liability protection also covers unauthorized charges you report promptly.
The real money casinos on this page are licensed by state regulators, including the New Jersey Division of Gaming Enforcement, the Pennsylvania Gaming Control Board, and the Michigan Gaming Control Board, which require identity and location checks. If a charge looks wrong, contact the casino first, then your card issuer. Sweepstakes casinos aren't licensed by state gaming regulators, so read their terms closely before you buy coins.
State-licensed casinos also offer responsible gambling tools, including deposit limits and cool-off periods you can set from your account.
Tip:
Before your first deposit, check your bank's app or call your bank to confirm online gambling transactions aren't blocked on your Mastercard debit card.
Pros and cons of using Mastercard at casinos
Pros
- Mastercard debit deposits land instantly at every real money casino on this page, so you can play right after signing up.
- Caesars, BetMGM, DraftKings, FanDuel, and Fanatics can all send winnings back to a debit card you've deposited with.
- Zero Liability protection means your issuer won't hold you responsible for unauthorized charges you report promptly.
- The same card works at sweepstakes casinos too, with coin packages starting at $1 at Chumba.
Cons
- The biggest US casino brands no longer take credit card deposits, so you'll need a debit card.
- Card payouts aren't offered everywhere, and Hard Rock Bet doesn't pay out to cards at all.
- Some banks decline gambling transactions, which can block a deposit at a fully licensed casino.
- Most sweepstakes casinos won't redeem prizes back to your Mastercard, so you'll need a bank account, e-wallet, or gift card option.
Mastercard alternatives
If Mastercard doesn’t work for you, these methods are accepted at many of the same casinos.
Visa
PayPal
Withdrawals: Yes
Typical payout: Often within 24 hours
Best for: Faster payouts without sharing card details
eCheck
Withdrawals: Yes
Typical payout: A few business days
Best for: Paying straight from a bank account if card deposits are declined
Mastercard casino FAQs
The major regulated casinos don’t list fees for Mastercard debit deposits, and FanDuel states it doesn’t charge deposit fees. Your bank can still apply its own charges. If you use a credit card where one is still accepted, your issuer may treat the payment as a cash advance.
Usually not at the biggest real money brands. BetMGM, Caesars Palace Online, DraftKings, and FanDuel have stopped accepting credit card deposits in the US. Some sweepstakes casinos take credit cards for coin purchases, but your issuer may charge cash advance fees.
It depends on the casino. Caesars Palace Online says many debit withdrawals post within an hour of approval, while BetMGM, DraftKings, and Fanatics list 1 to 3 business days. Your first withdrawal can take longer because of identity checks, and your bank sets the final posting time.
Yes, for Gold Coin purchases at most major sweepstakes casinos, including Chumba and Pulsz. Redeeming prizes is a separate step, and most sites pay out to a bank account, e-wallet, or gift card instead of your card. You’ll need to verify your identity before redeeming.
No casino takes it in every state, because each site chooses where it operates. The real money operators on this page accept Mastercard debit in Michigan, New Jersey, Pennsylvania, and West Virginia. Sweepstakes casinos that accept Mastercard cover more states, but not all of them.
Most declines come from your bank, since some issuers block gambling transactions by default. A credit card at a debit-only casino, a failed location check, an unverified account, or a daily limit can also cause it. Check your bank’s app, switch to debit, or try online banking.
