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You can use your Mastercard to make quick, secure, and convenient deposits at most legal online casinos in the United States. The leading online casinos accept debit and credit cards from all major carriers, including Mastercard, and players can often use Mastercard Send as a withdrawal method as well. Read on to learn more about the best Mastercard online casinos in the US.

Best Mastercard Online Casinos in 2024

These online casinos make it easy to deposit and cash out using Mastercard, making them the best options for players who prefer using their Mastercard for gaming. Mastercard payments also qualify for every bonus and promotion as well as access to all the games. Your location doesn’t have legal real-money online casinos, but the sweepstakes and social casinos below offer games for cash prizes and accept Mastercard.

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Best Online Casinos that Accept Mastercard Gift Cards

Some online casinos will accept deposits via a Mastercard gift card. It is just like using a debit card, as the funds will be deducted from your gift card balance and show up in your online casino account immediately. These top-rated online casinos accept Mastercard gift card payments:

CasinoMastercard AcceptedStates Available
BetMGM CasinoCredit / Debit / Gift CardMI, NJ, PA & WV
BetRivers CasinoCredit / Debit / Gift CardMI, NJ, PA & WV
DraftKings CasinoCredit / Debit / Gift CardMI, NJ, PA & WV
FanDuel CasinoCredit / Debit / Gift CardMI, NJ, PA & WV
PokerStars CasinoCredit / Debit / Gift CardMI, NJ & PA
WOW VegasCredit / Debit / Gift CardAlmost All US States
Pulsz CasinoCredit / Debit / Gift CardAlmost All US States

What Is a Mastercard Casino?

A Mastercard casino is a casino website or mobile app that accepts payments via Mastercard. Second only to Visa casinos, Mastercard casinos are among the most popular, with about 2.33 billion cards in circulation and making up 23.7% of the market share (compared to Visa’s 52.6%). It’s no wonder why many online casino players will only join a casino if they accept Mastercard payments.

How To Play at a Casino with a Mastercard


    Choose a Mastercard Casino

    Explore the best online casinos. Choose one that appeals to you and click the “PLAY NOW” button to visit the site. That will ensure you receive the best sign-up bonus.


    Create an Account

    Open the registration form and fill in your name, address, phone number, email address, date of birth, and last four SSN digits. Select a password, accept the T&Cs, and complete the form. If the online casino cannot automatically verify your identity, upload a scanned copy of your driver’s license or another government-issued ID card to complete your application.


    Deposit with Mastercard

    Head to the online cashier and select Mastercard as your deposit method. Enter the amount you would like to deposit, fill in your card details, and click to complete the transaction. The funds will arrive immediately.


    Begin Playing Casino Games

    After funding your account, you can select an online slot or a table game, such as blackjack, and begin playing.

    Using Mastercard Credit vs. Mastercard Debit

    Most online casinos in the US allow you to use a debit card or credit card when making deposits. We recommend a debit card if possible.

    Some providers treat a credit card deposit at an online gambling site as a cash advance, which can lead to hefty fees. That is not an issue if you use a debit card, as the funds simply come out of your checking account balance.

    You can also use a debit card for withdrawals at leading online casinos such as BetMGM, DraftKings, and FanDuel. That is not an option for credit cards.

    Is Mastercard a Good Withdrawal Method?

    Mastercard Send provides a reasonably straightforward withdrawal method at regulated online casinos such as BetMGM. Where available, you will need to have made a recent deposit via a Mastercard debit card if you want to withdraw using Mastercard Send.

    The funds will then transfer directly to the checking account linked to your Mastercard debit card. This is a free service, and it is also highly secure. However, it is slower than many rival methods. For example, a Mastercard Send withdrawal at BetMGM takes 1-3 business days after an internal review. By contrast, withdrawals made via Visa Fast Funds, PayPal, Venmo, and Play+ take less than 24 hours.

    The withdrawal limits are relatively high if you use Mastercard Send at a leading online casino. However, high rollers may need to use an alternative method, such as a wire transfer, which tends to have higher limits.

    Should You Make Mastercard Casino Payments?

    Mastercard is one of the most popular payment methods at online casinos in the US, but it is not perfect. These are the main pros and cons of using Mastercard.

    ✅ Pros:

    Instant deposits.
    Secure, convenient way to make deposits at online casinos.
    No fees associated with making Mastercard debit card payments, so it is a cost-effective option.
    Every licensed real-money online casino in the US accepts Mastercard, giving you more options than players using a method like Discover or Venmo.
    Mastercard is a versatile payment provider, offering credit, debit, and gift cards, along with withdrawals via Mastercard Send.

    ❌ Cons:

    Mastercard credit deposits may be treated as cash advances, which can result in high fees, so it is best to use a debit card instead.
    Some Mastercard issuers may decline deposits at online gambling sites.
    The fastest payout online casinos don’t offer instant withdrawals via Mastercard Send, which can take a bit longer.
    ❌ Some casino payment methods, such as online bank transfer, have higher withdrawal limits.

    Is It Safe To Use Mastercard at Online Casinos?

    Mastercard is one of the safest payment options in the world. The company uses sophisticated tools designed to monitor, detect, and combat fraud at every step of the purchasing process. Its team continually refines the technology to stay ahead of fraudsters.

    You will benefit from zero liability fraud protection when you use Mastercard. It applies to purchases made at home, on the go, or in stores. The Mastercard ID Theft Protection service offers detection and expert resolution on a 24/7 basis.

    However, some players feel uneasy about entering card details on a web form, especially when making a deposit in a public place. If so, there are plenty of alternative casino payment options at your disposal. For example, you can use PayPal, Venmo, or Apple Pay. Such methods remove the need to enter and store card details at a gambling site.

    Why Is My Bank Declining Gambling Payments?

    Some banks may decline credit or debit card payments at online gambling sites. Capital One, Union Bank, and Huntington Bank are among the banks known to do so, while some Wells Fargo customers have reported that their card payments have been declined. If you experience this, you have a few simple options:

    • Use another payment method, such as ACH/e-check, PayPal or Venmo.
    • Check whether your bank has blocked the transaction due to suspected fraud; if so, confirm that you would like to make the payment.
    • Call your bank and ask it to remove the block on online gambling payments.

    There may also be generic reasons for the payment being declined. For example, you may have entered incorrect details, the card may have expired, or you may have exceeded your credit limit.

    Other Payment Methods vs. Mastercard at Online Casinos

    Payment MethodDeposit MinimumDeposit TimeWithdrawal Method?
    Apple Pay Casinos$10InstantYes
    Bitcoin CasinosNo MinimumInstantYes
    Cash App Casinos$10InstantYes
    Credit Card Casinos$10InstantNo
    Debit Card Casinos$10InstantYes (at select casinos)
    eCheck/ACH Casinos$5-$10InstantYes
    Mastercard Casinos$10InstantDebit Only (at select casinos)
    Neteller CasinosNot at US casinosN/AN/A
    PayPal Casinos$5-$10InstantYes
    PayNearMe Casinos$10~15 MinutesNo
    Play+ Casinos$5-$10InstantYes
    Skrill Casinos$10InstantYes
    Venmo Casinos$10InstantYes
    Visa Casinos$10InstantDebit Only (at select casinos)
    Wire Transfer Casinos$100 - $2,5005 - 7 Business DaysYes ($1,000+ minimum)

    Should You Use Mastercard at an Online Casino?

    There are plenty of compelling reasons to use Mastercard at an online casino. It facilitates instant, secure payments, and you will not be charged for making a deposit via Mastercard. This is also a versatile payment processor, encompassing debit cards, credit cards, prepaid cards, and gift cards.

    However, it is important to check whether your bank or financial institution treats credit card deposits as cash advances. If so, we recommend using a Mastercard debit card instead, as that will be a far more cost-effective option. If you do use a Mastercard credit card for online gambling, please do so responsibly, and do not play with money you cannot afford to lose.

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    About the Author

    Martin Green

    Martin Green

    Martin Green is an experienced writer with a specialist focus on casino gaming. He began covering the online casino industry in 2014, providing regular content for several publications, including USA Today, the Detroit Free Press, the Cincinnati Enquirer, the Arizona Republic, the Miami Herald, and the Kansas City Star. He now writes reviews, guides, and features for and other Catena Media sites. Martin is also a professional soccer handicapper who provides picks for CBS.
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