The best wire transfer online casinos accept wire transfers for both deposits and withdrawals. Typically, wire transfer transactions at online casinos have steep minimums, but there isn’t usually a maximum. Wire transfer casinos are exclusively real-money online casinos. Your state only offers sweepstakes casinos, which do not offer wire transfers but do accept bank transfers for cash prize redemption. Join the best options with our exclusive online casino sign up bonuses below.
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Online Casino Wire Transfer Minimums & Maximums
| Wire Transfer Casino | Minimum | Maximum | Visit Site |
|---|---|---|---|
| BetMGM Casino | $1,000 | $2 million | Play Now |
| Caesars Palace Online Casino | $2,500 | No maximum | Play Now |
| DraftKings Casino | $100 deposit; $20,000 withdrawal | No maximum | Play Now |
| FanDuel Casino | $2,000 | No maximum | Play Now |
These online casinos are only available in the following states: Michigan, New Jersey, Pennsylvania, and West Virginia. For players outside of those states, see the online casino bonuses above to cash out or withdraw at online banking casinos.
What Is a Wire Transfer Casino?
A wire transfer casino accepts deposits and grants withdrawals via wire transfer. Wire transfer is often used to send funds overseas, but you can also send a domestic wire transfer between two US accounts. There is generally no limit to the monetary amount you can send via a wire transfer, so this is a common method for transferring large sums, making it an ideal option for casino players, especially those in the high-roller online casino category.
How Wire Transfers Work at an Online Casino
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Visit the Online Casino Cashier
Click the dollar amount that you have in your account (even if it’s $0.00) to pull up the cashier menu. Here’s how to sign up at an online casino if you don’t have an account yet.
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Select Wire Transfer to Add or Withdraw Funds
Whether you’re making a deposit with wire transfer for cashing out, the menu is generally the same. Scroll through the options until you hit wire transfer. Because it’s not the most popular choice, it’s usually at the bottom of the online casino payment types.
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Initiate the Wire Transfer Payment
You will be presented with the payee details. Confirm the transaction and store the unique transaction ID provided. Visit your bank’s website or head to a branch to request a wire transfer. Use the payee information you received from the online casino and enter the unique transaction ID as the payment reference.
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Provide Customer Service with Your Payment Details
When you have sent the funds, contact the online casino’s customer service team via online chat, email, or phone. Provide your name, your transaction ID, the amount you transferred, the date of the wire transfer, your bank’s name, and any reference number given to you by the bank.
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Begin Playing Casino Games
Your account will be credited when the funds have arrived. This can take 2-5 business days. With your reference number handy, you can contact the online casino and your bank for an update on the in-transit funds. When the funds have landed in your account, select a table game or an online slot and begin playing.v
Depositing Via Wire Transfer Vs. Online Banking
A wire transfer is a relatively slow payment method. If you’re looking for speed, you can use online banking or send an eCheck via the Automated Clearing House (ACH). If you select online banking, you can enter your deposit amount, and you will be redirected to your bank’s website to confirm the transaction. The funds will arrive immediately.
Alternatively, select VIP Preferred to send an eCheck at the best online casinos. Enter your bank account number and ABA routing number, select your deposit amount, and confirm the payment, which will also arrive instantly.
Those methods are significantly quicker and easier than sending a wire transfer. However, the limits are lower, so they are unsuitable for high rollers. For example, you can send up to $2 million via wire transfer at BetMGM, and there is no limit on wire transfers at DraftKings Casino. By contrast, BetMGM imposes a $25,000 limit on bank transfer withdrawals, while DraftKings will pay out up to $100,000 per transaction via online banking or eChecks.
Is Wire Transfer a Good Withdrawal Method?
A wire transfer is the best payout method if you wish to withdraw a large sum from an online casino. You can receive a six-figure or seven-figure payout via a wire transfer, and the process will be secure and reliable.
Just bear in mind that this is not a withdrawal method for casual players. The minimum withdrawal via a wire transfer at BetMGM is $1,000, and DraftKings Casino imposes a minimum withdrawal of $20,000 via wire transfers. However, the upper limits will be very high, so it is suitable for VIP players with large bankrolls.
The online casino will not charge you a fee for wire transfer withdrawals, but your bank may charge a fee. Some banks offer free domestic wire transfers, while others charge fees of up to $50. That is probably unlikely to be an issue for a high-stakes player withdrawing a large sum, but there are faster and cheaper options for players making anything less than massive withdrawals.
Should You Make Wire Transfer Casino Payments?
There are some pros and cons to wire transfer payments at online casinos:
Wire Transfer Casino Pros & Cons
✅ Pros:
✅ Highest maximum of any online casino payment type.
✅ The process is secure, as it is handled via a network of US banks with robust safety measures.
✅ Most online casinos offer wire transfers for high rollers, but it is often best to contact a customer service representative before making your first payment.
❌ Cons:
❌ Players are usually charged a fee from the bank for submitting a wire transfer
❌ Among the slowest payment methods at online casinos.
❌ Minimum transaction is much higher than all other payment types. The minimum cashout at Caesars Palace Online Casino for online banking is $10 while the minimum for wire transfer is $2,500.
Is It Safe to Use a Wire Transfer at Online Casinos?
Wire transfers are considered safe and reliable, provided the recipient is a trustworthy and reputable organization. If you send a wire transfer to a legal online casino, you should have no concerns.
According to the Federal Deposit Insurance Corporation, “when consumers wire money to people they know, the transaction typically takes place without a problem,” but “wiring money to strangers […] is risky because often they could be scam artists.” That will not be an issue if you send funds to a licensed, regulated online casino, such as the sites covered here on Bonus.com.
Your payment will be fully encrypted when transferred from one bank to another. Additional security measures, such as two-factor authentication, prevent unauthorized access. The only real issue is that wire transfers are slower than alternative casino payment options, so you may prefer a service like PayPal for smaller transfers.
Why Is My Bank Declining Gambling Payments?
Most US banks now permit payments to online gambling sites. This has followed a major shift in the legislative landscape, as online casinos, sportsbooks, and racebooks are now legal in many states. However, a few banks—like Capital One, Huntington Bank, and Union Bank—are still known to decline gambling payments.
If your bank informs you that it will not send a wire transfer to an online gambling site, you will need to find an alternative option. You could send multiple payments via PayPal or Skrill until you reach your desired sum, but that is time-consuming and potentially inefficient. A better alternative may simply be to set up an account with another bank, move the funds to that bank, and then send a wire transfer to your chosen online casino.
Other Payment Methods vs. Wire Transfer at Online Casinos
| Payment Method | Deposit Minimum | Deposit Time | Withdrawal Method? |
|---|---|---|---|
| Apple Pay Casinos | $10 | Instant | Yes |
| Bitcoin Casinos | No Minimum | Instant | Yes |
| Cash App Casinos | $10 | Instant | Yes |
| Credit Card Casinos | $10 | Instant | No |
| Debit Card Casinos | $10 | Instant | Yes (at select casinos) |
| eCheck/ACH Casinos | $5-$10 | Instant | Yes |
| Mastercard Casinos | $10 | Instant | Debit Only (at select casinos) |
| Neteller Casinos | Not at US casinos | N/A | N/A |
| PayPal Casinos | $5-$10 | Instant | Yes |
| PayNearMe Casinos | $10 | ~15 Minutes | No |
| Play+ Casinos | $5-$10 | Instant | Yes |
| Skrill Casinos | $10 | Instant | Yes |
| Venmo Casinos | $10 | Instant | Yes |
| Visa Casinos | $10 | Instant | Debit Only (at select casinos) |
| Wire Transfer Casinos | $100 - $2,500 | 5 - 7 Business Days | Yes ($1,000+ minimum) |
Should You Use Wire Transfer at an Online Casino?
You should use a wire transfer if you would like to make a very large deposit or withdrawal at the online casino. High (or nonexistent) limits make wire transfers the primary payment method for high rollers.
Just bear in mind that it can take a few business days for the deposits and withdrawals to arrive. Consider the fees, too. They are generally pretty reasonable on domestic wire transfers, as the hefty fees apply to wiring funds overseas, but you can always shop around for the best rates.
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