Best Credit Card Online Casinos in the US

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All real money online casinos accept credit card transactions, but the best credit card casinos make it easy to use your preferred card to add money to your account. Whether you use Visa, Mastercard, Discover, or American Express, a credit card casino offers instant deposits so you get to the action fast. With our links to the top casino apps below, you can start playing at a trusted, high-quality credit card casino in fewer than five minutes. While your state doesn’t have legal real money casinos, you can win cash prizes playing at sweepstakes and social casinos, which accept payment via credit card.

Top Credit Card Casino Bonuses

Rank
Casinos
Offer
Features
Play
1
34.5 FREE
SWEEPSTAKES COINS
With 1.5 Million WOW Coins Purchase
Over 700 Slots Games
Welcome Bonus and Daily Login Bonuses
Star VIP Program
Redemption Available
2
Up to 27.5 FREE SC
PLUS 57,500 GC
Get 2.5 Free SC + 7,500 GC on Sign Up
Live Dealer Blackjack, Roulette, and MORE 
Exclusive McJackpots on All Games
Use Promo Code: PLAYBONUS
3
600 diamonds
250 game coins
PLUS 5 Sweeps Coins on Sign Up
800+ Slots + Live Dealer Games!
FREE Daily Rewards
Authentic slots, Produced by High 5
To Claim: Click Play Now
6
10 FREE SWEEPS
COINS ON SIGNUP
+ 7,777 FREE Gold Coins
US Players Accepted
Daily FREE Coins on Log In
$10 Gold Coin Offer on your first Purchase for $4.99
Chance to Win Cash Prizes
7
Funzpoints
Up to $22.50 FREE
New Player Welcome Bonus
US Players Accepted
$2.50 in Premium Funzpoints at Sign Up
+ Up to $20 Free With Your First Deposit
8
20 free Sweep coins
On First $20 Purchase
PLUS 2 SC + 10,000 Gold Coins on Sign Up
PLUS 20 FREE Spins on Account Verification
Live Blackjack, Roulette, and MORE
Instant Redemptions for US Players
9
30 free Sweeps coins
With 25,000 Lucky Coin Purchase
30,000 LC + 4 SC Total Welcome Offer!
100% Extra Free SC with 1st LC Purchase
1,000+ Casino-Style Games, Including Slots, Table Games & Roulette
Loyalty Program with Special Bonuses
Accepts Both Fiat (Visa, Mastercard, IBT) & Crypto Payments
10
Win up to 1000 Gems
No Purchase Necessary
Get 50% Extra Gems on Your First Shards Purchase
Reward Based Levelling System
Bonus Rains Every Hour
Use Bonus Code: BONUSPLAY

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Casino bonus terms and conditions apply. Remember to practice Responsible Gambling. Gambling problem? Call or text 1-800-GAMBLER or visit the National Helpline website, which offers an anonymous online chat and other great resources.

How To Play at a Casino with a Credit Card

1

Select a Credit Card Casino

Choose one of the best online casinos and click the “PLAY NOW” button, which will open the online casino in a new tab and ensure that you earn your online casino bonus.

2

Create an Account

Fill in the required basic information. Create login details, accept the casino bonus terms and conditions, and verify your identity.

3

Deposit with Credit Card

Head to the online cashier and select the credit card of your choice (Visa, Mastercard, Discover, or American Express) from the list of options. Enter a deposit amount, fill in your card details, and confirm the payment.

4

Begin Playing Casino Games

Your deposited funds and bonus money are instantly available, giving you access to all the online slots and table games at your fingertips.

Downsides of Using a Credit Card at an Online Casino

While many players still prefer to use a credit card as an online casino payment type, there are some downsides to consider.

  • Cash Advance Fees: Some providers charge cash advance fees for credit card deposits at online casinos. Cash advance transactions also usually have higher APR.
  • Rejection Rate: For decades now, illegal gambling sites have been used by credit and debit card thieves to launder their theft. Unfortunately, banks have set up automated fraud prevention blockers that sometimes mistake legal and safe gambling sites for illegal ones. When that happens, credit card payments get rejected, forcing players to change the method.
  • Not a Withdrawal Method: Credit cards are not a cashout method at any online casinos. This wouldn’t be a problem except for the fact that some withdrawal methods require the player to use it as a deposit method first.
  • Debt Accrual: You should never accrue debt to use for gambling purposes, so do not use a credit card for casino deposits if you cannot afford to make the repayments on time.

Thankfully, players who buy coins at sweepstakes casinos or social casinos are purchasing coins outright rather than making a deposit, making a cash advance charge far less likely. Still, we recommend using a debit card instead.

Credit Cards Vs. Debit Cards at Online Casinos

Debit Card Casino PaymentsCredit Card Casino Payments
✅ Instant deposits✅ Instant deposits
✅ Available at all real money & sweepstakes casinos✅ Available at all real money & sweepstakes casinos
✅ No cash advance fee🔴 Cash advance fee applies
✅ Available for cash out at some online casinos🔴 Not available for cash out.
🔴 Sometimes blocked by the bank's automated fraud prevention system🔴 Sometimes blocked by the bank's automated fraud prevention system

Most Popular Credit Cards to Use

When making a deposit at a credit card online casino, you probably wonder which credit cards are most often used to do so. Of course, different credit cards have different benefits, so there’s a wide variety of selections here. Essentially, you’ll want to use a card that you’re familiar with, offers good benefits, and, if possible, ideally does not charge a cash advance fee for online gambling deposits (this varies more bank-to-bank than card-to-card).

However, if you’ve already nailed down what you’re looking for, it’s worth checking out some of the most popular credit cards to use for online casino deposits:

  • Visa: Widely accepted, widely known, and available through a variety of banks. When thinking of the most popular credit cards, Visa is one of the first names that come to mind.
  • Mastercard: Another option that sits near the top of the popularity list along with Visa. Mastercard credit cards are also widely accepted and available through a variety of banks.
  • American Express: Less popular and not as widely accepted due to higher transaction fees. However, American Express cards often feature best-of-the-best benefits for cardholders.
  • Discover: Less common but widely accepted. Discover cards are another popular option for credit card online casinos due to their breadth of features and offers.

Deposit and Withdraw Using Credit Card

While credit card deposits are popular, you won’t find legal online casinos that offer credit card withdrawals. Below, we’ll cover information you need to know about both deposits and withdrawals at credit card online casinos.

Credit card online casino deposits are instant and available at all of the best online casinos but can be finicky due to cash advance fees and occasional bank rejections. Here are some tips for making deposits using a credit card.

  • Have all of the details ready. When making a credit card deposit, you need the card number, but you also need the expiration, CVV code, and zip code that the card is registered to in order for a deposit to go smoothly.
  • Check to see if online gambling payments are allowed. Make sure the bank issuing your credit card allows gambling payments. Some card issuers block online gambling payments of any kind, whether legal or not, in your state.
  • Research fees. Many card issuers charge a cash advance fee for online gambling payments if they allow them. Check the terms of your card to see if it’s mentioned, and if not, give the issuer a call to verify before you make your deposit. Cash advance fees can be pricy and unexpected.

As mentioned above, credit card withdrawals are not possible at online casinos. With this in mind, you should first examine your withdrawal options before making a credit card deposit. Here are some tips for making withdrawals after using a credit card to deposit.

  • Check your options. Make sure there’s a withdrawal option that works for you, as you won’t be able to withdraw back to the credit card you used to deposit.
  • Look for rules on withdrawals. Many online casinos only allow you to withdraw back to a payment method you’ve previously used to make a deposit for your safety. If this is the case, keep in mind you may have to make another deposit using a different method other than a credit card before you can withdraw your money.
  • Check timings. Withdrawals should be fast. Make sure any withdrawal method you choose has a relatively fast turnaround time, so you can get your money in a timely manner.

Choosing the Best Credit Card Online Casinos

Minimum & Maximum Limits

When choosing the best credit card online casinos, you should absolutely consider the minimum and maximum limits for credit card deposits. Make sure that these restrictions fit comfortably with your play style and how much you’re willing to deposit. In other words, if a minimum deposit limit is so high that it makes you uncomfortable, you should choose another online casino. On the other hand, if you’re a high roller and the maximum deposit limit is too low for the amount you’d like to deposit, you should also choose another casino.

Consider Withdrawals

When you make a deposit with a credit card, you can’t withdraw back to that credit card. For this reason, we recommend that you look at withdrawal options and restrictions when choosing the best credit card online casino. Make sure there’s a withdrawal option that will work for you before making your credit card deposit to prevent any future hassles with retrieving your money when the time comes.

Fees

Fees, as you can see from this page, are a major concern for credit card casinos. When choosing which credit card online casino you want to play at, dig into the details to see if you can find any information about whether or not your bank will charge a cash advance fee for depositing with that specific online casino and whether or not the online casino itself charges any additional fees for credit card deposits. There’s nothing worse than being surprised by unexpected fees when making an online casino deposit.

Casino Quality

Last but not least, you should consider the overall quality of any credit card online casino you may be considering. This includes looking at things such as bonus frequency, quality, and attainability, as well as game selection, ease of use, the mobile app offering, and more. Essentially, you want to make sure that the online casino you choose treats its players right and offers value for you. You also want to make sure everything from the game selection to the bonuses for existing players fit your play style and what you’re looking for overall.

Other Payment Methods vs. Credit Cards at Online Casinos

Payment MethodDeposit MinimumDeposit TimeWithdrawal Method?
Apple Pay Casinos$10InstantYes
Bitcoin CasinosNo Min.InstantYes
CashApp CasinosNot at US casinosN/AN/A
Credit Card Casinos$10InstantNo
Debit Card Casinos$10InstantYes (at select casinos)
eCheck/ACH Casinos$5-$10InstantYes
Mastercard Casinos$10InstantDebit Only (at select casinos)
Neteller CasinosNot at US casinosN/AN/A
PayPal Casinos$5-$10InstantYes
PayNearMe Casinos$10~15 MinutesNo
Play+ Casinos$5-$10InstantYes
Skrill Casinos$10InstantYes
Venmo Casinos$10InstantYes
Visa Casinos$10InstantDebit Only (at select casinos)
Wire Transfer Casinos$100 - $2,5005 - 7 Business DaysYes ($1,000+ minimum)

Is It Safe to Use a Credit Card at Online Casinos?

It is perfectly safe to use a credit card at legal online casinos. Providers such as Visa, Mastercard, and Discover have very powerful security systems in place designed to detect and fight fraud. Your funds will be secure in transit, and they will arrive in your account immediately.

Of course, you should follow basic security advice when using a credit card or any other casino payment method. For example, do not sign into your account on a public computer and store your card details there.

However, some players will always feel uneasy about entering credit card details on web forms, including at online casinos. If that is the case, you can always use an alternative method, such as online banking, eCheck, PayPal, or Venmo.

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About the Author

Martin Green

Martin Green

Martin Green is an experienced writer with a specialist focus on casino gaming. He began covering the online casino industry in 2014, providing regular content for several publications, including USA Today, the Detroit Free Press, the Cincinnati Enquirer, the Arizona Republic, the Miami Herald, and the Kansas City Star. He now writes reviews, guides, and features for Bonus.com and other Catena Media sites. Martin is also a professional soccer handicapper who provides picks for CBS.
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