Whether you use Visa, Mastercard, Discover, or American Express, a credit card casino offers instant deposits so you get to the action fast. With our links to the top casino apps below, you can start playing at a trusted, high-quality credit card casino in fewer than five minutes. While your state doesn’t have legal real money casinos, you can win cash prizes playing at sweepstakes and social casinos, which accept payment via credit card.
Best Credit Card Casinos in December 2024
Your state doesn’t have access to real money credit card casinos. But that’s okay! You can play casino-like games at the social and sweepstakes casinos listed below. Players can use Sweeps Coins to redeem for cash prizes and more. The best part? You can use our links to play for free:
- Get 5 Free SC + 250,000 WOW Coins on Sign Up
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- Welcome Bonus and Daily Login Bonuses
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- US Players Accepted
- 1200+ Slots & Live Dealer Games!
- FREE Daily Rewards
- Authentic Brand, Made in the USA
- 800K CC + 40 SC on 1st Purchase for $15.99 (150% Bonus!)
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- Generous Bonuses & Daily Freebies
- Feat. Casino Floor Slot Games
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- 150% Extra Coins on 1st Purchase: GC 50,000 + SC 25 FREE for $9.99
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- GC 15,000 PLUS SC 2.5 Free on Sign Up
- Pragmatic Jackpot Play + Over 700 Slots Games
- Free Daily Coins Reward
- Use Exclusive Promo Code: BONUSPLAY
- PLUS 2 SC + 20,000 Gold Coins on Sign Up
- PLUS 20 FREE Spins on Account Verification
- Live Blackjack, Roulette, and MORE
- Instant Redemptions for US Players
Gambling is for entertainment purposes only. Stay safe and ensure success when you gamble responsibly. Gambling problem? Call or text 1-800-GAMBLER for confidential support. Visit SAMHSA’s National Helpline website for resources that include a treatment center locator, anonymous chat, and more.
Online Casinos That Accept Credit Cards
Below, we’ve put together a complete list of online casinos that accept credit cards. Withdrawals are conducted via Visa Direct and MasterCard Send.
| Casino | Credit Card Deposits | Credit Card Withdrawals* |
|---|---|---|
| Bally Casino | ✅ Yes | ✅ Yes |
| bet365 Casino | ✅ Yes | ✅ Yes |
| BetMGM Casino | ✅ Yes | ✅ Yes |
| BetRivers Casino | ✅ Yes | ✅ Yes |
| Betway Casino | ✅ Yes | ✅ Yes |
| Borgata Casino | ✅ Yes | ✅ Yes |
| Caesars Palace | ✅ Yes | ✅ Yes |
| DraftKings Casino | ✅ Yes | ✅ Yes |
| FanDuel Casino | ✅ Yes | ✅ Yes |
| Golden Nugget Casino | ✅ Yes | ✅ Yes |
| Hard Rock Casino | ✅ Yes | ✅ Yes |
| Harrah's Casino | ✅ Yes | ✅ Yes |
| Mohegan Sun Casino | ✅ Yes | ✅ Yes |
| Ocean Online Casino | ✅ Yes | ✅ Yes |
| PartyCasino | ✅ Yes | ✅ Yes |
| PlayStar Casino | ✅ Yes | ✅ Yes |
| PointsBet Casino | ✅ Yes | ✅ Yes |
| PokerStars Casino | ✅ Yes | ✅ Yes |
* In most cases, these withdrawals are done via debit card transactions. However, some online casinos do offer Visa Direct and MasterCard Send for credit card withdrawal methods.
Credit Card Deposits
Credit card online casino deposits are instant and available at all of the best online casinos but can be finicky due to cash advance fees and occasional bank rejections. Here are some tips for making deposits using a credit card.
- Have all of the details ready. When making a credit card deposit, you need the card number, but you also need the expiration, CVV code, and zip code that the card is registered to in order for a deposit to go smoothly.
- Check to see if online gambling payments are allowed. Make sure the bank issuing your credit card allows gambling payments. Some card issuers block online gambling payments of any kind, whether legal or not, in your state.
- Research fees. Many card issuers charge a cash advance fee for online gambling payments if they allow them. Check the terms of your card to see if it’s mentioned, and if not, give the issuer a call to verify before you make your deposit. Cash advance fees can be pricy and unexpected.
Credit Card Withdrawals
Credit card withdrawals are available through all major credit cards, including Visa, MasterCard, American Express, and more, as well as Visa Direct or MasterCard Send at select online casinos. With this in mind, you should first examine your withdrawal options before making a credit card deposit. Here are some tips for making withdrawals after using a credit card to deposit.
- Check your options. Make sure there’s a withdrawal option that works for you, as in most cases, you won’t be able to withdraw directly back to the credit card you used to deposit.
- Look for rules on withdrawals. Many online casinos only allow you to withdraw back to a payment method you’ve previously used to make a deposit for your safety. If this is the case, keep in mind you may have to make another deposit using a different method other than a credit card before you can withdraw your money.
- Check timings. Withdrawals should be fast. Make sure any withdrawal method you choose has a relatively fast turnaround time so you can get your money in a timely manner.
How To Play at a Casino with a Credit Card
Select a Credit Card Casino
Choose one of the best online casinos and click the “PLAY NOW” button, which will open the online casino in a new tab and ensure that you earn your online casino bonus.
Create an Account
Fill in the required basic information. Create login details, accept the casino bonus terms and conditions, and verify your identity.
Deposit with Credit Card
Head to the online cashier and select the credit card of your choice (Visa, Mastercard, Discover, or American Express) from the list of options. Enter a deposit amount, fill in your card details, and confirm the payment.
Begin Playing Casino Games
Your deposited funds and bonus money are instantly available, giving you access to all the online slots and table games at your fingertips.
Downsides of Using a Credit Card at an Online Casino
While many players still prefer to use a credit card as an online casino payment type, there are some downsides to consider.
- Cash Advance Fees: Some providers charge cash advance fees for credit card deposits at online casinos. Cash advance transactions also usually have higher APR.
- Rejection Rate: For decades now, illegal gambling sites have been used by credit and debit card thieves to launder their theft. Unfortunately, banks have set up automated fraud prevention blockers that sometimes mistake legal and safe gambling sites for illegal ones. When that happens, credit card payments get rejected, forcing players to change the method.
- Uncommon Withdrawal Method: Credit cards are, in most cases, not available as a withdrawal method at online casinos. An exception to this would be the few casinos that offer Visa Direct or MasterCard Send withdrawals. This wouldn’t be a problem except for the fact that some withdrawal methods require the player to use it as a deposit method first.
- Debt Accrual: You should never accrue debt to use for gambling purposes, so do not use a credit card for casino deposits if you cannot afford to make the repayments on time.
Thankfully, players who buy coins at sweepstakes casinos or social casinos are purchasing coins outright rather than making a deposit, making a cash advance charge far less likely. Still, we recommend using a debit card instead.
Credit Cards Vs. Debit Cards at Online Casinos
| Debit Card Casino Payments | Credit Card Casino Payments |
|---|---|
| ✅ Instant deposits | ✅ Instant deposits |
| ✅ Available at all real money & sweepstakes casinos | ✅ Available at all real money & sweepstakes casinos |
| ✅ No cash advance fee | 🔴 Cash advance fee applies |
| ✅ Available for cash out at some online casinos | 🔴 Often not available for cash out. |
| 🔴 Sometimes blocked by the bank's automated fraud prevention system | 🔴 Sometimes blocked by the bank's automated fraud prevention system |
Most Popular Credit Cards to Use
When making a deposit at a credit card online casino, you probably wonder which credit cards are most often used to do so. Of course, different credit cards have different benefits, so there’s a wide variety of selections here. Essentially, you’ll want to use a card that you’re familiar with, offers good benefits, and, if possible, ideally does not charge a cash advance fee for online gambling deposits (this varies more bank-to-bank than card-to-card).
However, if you’ve already nailed down what you’re looking for, it’s worth checking out some of the most popular credit cards to use for online casino deposits:
- Visa: Widely accepted, widely known, and available through a variety of banks. When thinking of the most popular credit cards, Visa is one of the first names that come to mind.
- Mastercard: Another option that sits near the top of the popularity list along with Visa. Mastercard credit cards are also widely accepted and available through a variety of banks.
- American Express: Less popular and not as widely accepted due to higher transaction fees. However, American Express cards often feature best-of-the-best benefits for cardholders.
- Discover: Less common but widely accepted. Discover cards are another popular option for credit card online casinos due to their breadth of features and offers.
Choosing the Best Credit Card Online Casinos
Minimum & Maximum Limits
When choosing the best credit card online casinos, you should absolutely consider the minimum and maximum limits for credit card deposits. Make sure that these restrictions fit comfortably with your play style and how much you’re willing to deposit. In other words, if a minimum deposit limit is so high that it makes you uncomfortable, you should choose another online casino. On the other hand, if you’re a high roller and the maximum deposit limit is too low for the amount you’d like to deposit, you should also choose another casino.
Consider Withdrawals
When you make a deposit with a credit card, you may not be able to withdraw back to that credit card unless the online casino offers withdrawals via Visa Direct or MasterCard Send. For this reason, we recommend that you look at withdrawal options and restrictions when choosing the best credit card online casino. Make sure there’s a withdrawal option that will work for you before making your credit card deposit to prevent any future hassles with retrieving your money when the time comes.
Fees
Fees, as you can see from this page, are a major concern for credit card casinos. When choosing which credit card online casino you want to play at, dig into the details to see if you can find any information about whether or not your bank will charge a cash advance fee for depositing with that specific online casino and whether or not the online casino itself charges any additional fees for credit card deposits. There’s nothing worse than being surprised by unexpected fees when making an online casino deposit.
Casino Quality
Last but not least, you should consider the overall quality of any credit card online casino you may be considering. This includes looking at things such as bonus frequency, quality, and attainability, as well as game selection, ease of use, the mobile app offering, and more. Essentially, you want to make sure that the online casino you choose treats its players right and offers value for you. You also want to make sure everything from the game selection to the bonuses for existing players fit your play style and what you’re looking for overall.
Other Payment Methods vs. Credit Cards at Online Casinos
| Payment Method | Deposit Minimum | Deposit Time | Withdrawal Method? |
|---|---|---|---|
| Apple Pay Casinos | $10 | Instant | Yes |
| Bitcoin Casinos | No Minimum | Instant | Yes |
| Cash App Casinos | $10 | Instant | Yes |
| Credit Card Casinos | $10 | Instant | No |
| Debit Card Casinos | $10 | Instant | Yes (at select casinos) |
| eCheck/ACH Casinos | $5-$10 | Instant | Yes |
| Mastercard Casinos | $10 | Instant | Debit Only (at select casinos) |
| Neteller Casinos | Not at US casinos | N/A | N/A |
| PayPal Casinos | $5-$10 | Instant | Yes |
| PayNearMe Casinos | $10 | ~15 Minutes | No |
| Play+ Casinos | $5-$10 | Instant | Yes |
| Skrill Casinos | $10 | Instant | Yes |
| Venmo Casinos | $10 | Instant | Yes |
| Visa Casinos | $10 | Instant | Debit Only (at select casinos) |
| Wire Transfer Casinos | $100 - $2,500 | 5 - 7 Business Days | Yes ($1,000+ minimum) |
Is It Safe to Use a Credit Card at Online Casinos?
It is perfectly safe to use a credit card at legal online casinos. Providers such as Visa, Mastercard, and Discover have very powerful security systems in place designed to detect and fight fraud. Your funds will be secure in transit, and they will arrive in your account immediately.
Of course, you should follow basic security advice when using a credit card or any other casino payment method. For example, do not sign into your account on a public computer and store your card details there.
However, some players will always feel uneasy about entering credit card details on web forms, including at online casinos. If that is the case, you can always use an alternative method, such as online banking, eCheck, PayPal, or Venmo.
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