There are plenty of online casinos with real money baccarat, no travel to a retail casino necessary. Online baccarat offers many variations, fun features and visuals, and lower minimum bets than its in-person counterpart. Below, find the top places to play, why they’re the best of the best, and what you need to know about playing baccarat online.
New to the game? Here’s how to play baccarat.
Top Baccarat Online Casinos
Your state doesn’t have real money online casinos, but you can play baccarat for cash prizes at the sweepstakes and social casinos below.
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Gambling is for entertainment purposes only. Stay safe and ensure success when you gamble responsibly. Gambling problem? Call or text 1-800-GAMBLER for confidential support. Visit SAMHSA’s National Helpline website for resources that include a treatment center locator, anonymous chat, and more.
Real Money Baccarat at Online Casinos in 2024
Here’s a snapshot of the top-rated online casinos that offer real money baccarat.
| Baccarat Casino | Number of Baccarat Games | States Available | |
|---|---|---|---|
| 🥇 BetMGM Casino: | 7 baccarat games | MI, NJ, PA & WV | Play at BetMGM |
| 2. Caesars Palace Online Casino: | 4 baccarat games | MI, NJ, PA & WV | Play at Caesars |
| 3. BetRivers Casino: | 4 baccarat games | MI, NJ, PA & WV | Play at BetRivers |
| 4. DraftKings Casino: | 7 baccarat games | MI, NJ, PA & WV | Play at DraftKings |
| 5. FanDuel Casino: | 5 baccarat games | MI, NJ, PA & WV | Play at FanDuel |
Must be 21+ and located in an available state to play. Otherwise, visit sweepstakes casinos to play for cash prizes.
Online Baccarat Casinos for Real Money
Best Real Money Baccarat Casino
$50 + 100% Deposit Match up to $2,500
Baccarat Games: Live Dealer Baccarat, First Person Golden Wealth Baccarat, NHL Baccarat, and more
Baccarat Rewards Program: BetMGM Rewards
BetMGM Casino
BetMGM Casino Review
- Baccarat Bonus: $50 no deposit bonus + 100% up to $2,500 on deposit
- Number of Baccarat Games: 7
- Bonus Playthrough for Baccarat: N/A
- Should baccarat players claim the bonus or just deposit? Just deposit, unless you enjoy slots. Both bonuses are available only on select slots.
- Available states: MI, NJ, PA & WV
BetMGM Casino is often considered the best baccarat online casino for players despite the welcome bonus not being eligible for baccarat play. This is mostly due to BetMGM Casino featuring a solid slate of baccarat games. Its seven options are tied with DraftKings for the most variations available. Of course, the welcome bonus is still solid and worth claiming if you enjoy playing slots.
Best Real Money Baccarat Casino
Best Rewards Program
100% deposit match up to $2,500 + 2,500 Reward Credits on $25+ wager
Baccarat Games: Baccarat, First Person Baccarat, and more
Baccarat Rewards Program: Caesars Rewards
Caesars Palace Online Casino
Caesars Palace Online Casino Review
- Baccarat Bonus: 100% deposit match up to $2,500 + 2,500 Reward Credits on $25+ wager
- Number of Baccarat Games: 4
- Bonus Playthrough for Baccarat: 75x
- Should baccarat players claim the bonus or just deposit? Claim the bonus, but don’t expect much from the deposit match.
- Available states: MI, NJ, PA & WV
Caesars Palace Online Casino is a great choice for baccarat players. Despite the bonus having a relatively high playthrough requirement for baccarat, it can still stretch quite high to $2,500, which at least makes it worth considering. The main attraction of Caesars Palace Online Casino, however, is the integrated Caesars Rewards program, which stands among the best in the gambling industry. Caesars Rewards offers a plethora of perks at both online and land-based properties.
Best Rewards Program
Best For Daily Baccarat Promotions
100% of losses in first 24 hours up to $500 back as 1x bonus money on baccarat
Baccarat Games: Baccarat, First Person Baccarat, Live Dealer Baccarat, and more
Baccarat Rewards Program: iRush Rewards
BetRivers Casino
BetRivers Casino Review
- Baccarat Bonus: 100% of losses in first 24 hours up to $500 back as 1x bonus money on baccarat
- Number of Baccarat Games: 4
- Bonus Playthrough for Baccarat: 1x
- Should baccarat players claim the bonus or just deposit? Claim the bonus!
- Available states: https://www.bonus.com/claim/betrivers-casino
BetRivers Casino features one of the best welcome bonuses in the country for baccarat players. This rebate-style offer comes in the form of bonus money that holds just a 1x playthrough, even on baccarat. That means that you have to wager your rebate only once before it becomes withdrawable cash. Compare that to a landscape where many other welcome bonuses often don’t include baccarat as an eligible game at all. On top of that, BetRivers features excellent daily promotions, such as a 2x happy hour, as well as unique features, such as a community chat.
Best For Daily Baccarat Promotions
Best For Unique Baccarat Variants
$35 Casino Credits + Up to $1,000 Back in Casino Credits on Your First Day of Play + 500 Spins on a Featured Game
Baccarat Games: DraftKings Baccarat, First Person Dragon Tiger, First Person Lightning, and more
Baccarat Rewards Program: Dynasty Rewards
DraftKings Casino
DraftKings Casino Review
- Baccarat Bonus: $35 Casino Credits + Up to $1,000 Back in Casino Credits on Your First Day of Play
- Number of Baccarat Games: 6
- Bonus Playthrough for Baccarat: 1x
- Should baccarat players claim the bonus or just deposit? Claim the bonus!
- Available states: MI, NJ, PA & WV
DraftKings Casino has a plethora of perks that will endear it to baccarat players. These perks begin with the welcome bonus, which holds a 1x playthrough requirement with baccarat as an eligible game. As mentioned in the BetRivers review, this is rare for online casinos. Many don’t include baccarat as an eligible game at all. In addition to that, DraftKings Casino features some of the more unique variants of baccarat, including an exclusive DraftKings Baccarat, First Person Dragon Tiger Baccarat, First Person Lightning Baccarat, DraftKings Lunar New Year Baccarat, and more.
Best For Unique Baccarat Variants
Best For Live Dealer Baccarat
Get up to $100 back
Baccarat Games: Baccarat, Live Dealer Speed Baccarat, First Person, and more
FanDuel Casino
FanDuel Casino Review
- Baccarat Bonus: Deposit $10, get up to $100 back
- Number of Baccarat Games: 5
- Bonus Playthrough for Baccarat: 1x
- Should baccarat players claim the bonus or just deposit? Claim the bonus!
- Available states: MI, NJ, PA & WV
FanDuel Casino offers quite a few things that should intrigue baccarat players, beginning with the insurance portion of its welcome bonus. Players who deposit $10 or more can get up to $100, and this is returned in 1x playthrough site credit. In fact, all of FanDuel’s promotions for both new and existing players payout in 1x playthrough credit. On top of that, FanDuel Casino does offer some unique baccarat variants that aren’t really found elsewhere, such as Live Dealer Speed Baccarat.
Best For Live Dealer Baccarat
How To Choose a Great Real Money Baccarat Casino
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Find a casino that offers what you want.
Every player is different, and so is every online casino. You should consider only those that offer what you want, whether that be solid bonuses, a large variety of baccarat variations, a game catalog that includes many other types of games, and so on and so forth. With the number of online casinos available today, you should never have to settle.
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Dig into the welcome bonus terms.
Welcome bonuses with large monetary amounts may seem appealing, but you should absolutely read through the terms and conditions before jumping in, especially if you’re planning on using those bonuses for baccarat. In many cases, baccarat and other table games are not even eligible for bonus usage. Even in cases where they are, the playthrough requirement may be exorbitant considering the high RTP percentages the games generally hold. In sum, never claim a welcome bonus before reading about eligible games, playthrough requirements, and time limits.
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Look at and demo the baccarat options.
Baccarat isn’t the most popular option at online casinos, and for that reason, some operators don’t really focus on providing excellent baccarat options. When looking for a great real money baccarat casino, take a look through the game catalog to ensure the baccarat variations you’d like to play are available.
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Check promos for existing players.
Rewards shouldn’t end after the welcome bonus. Look past the initial bonus to see what you can expect further down the road of your player journey. Check for bonus eligibility, frequency, and more to ensure that promos for existing players are appealing and that they fit your play style.
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Consider all of your options.
Don’t simply jump into the first baccarat casino you see that ticks most of your boxes. Make sure that you can clearly see yourself playing long term at the online casino. In addition, there are no rules against claiming bonuses and playing at multiple online casinos, so we recommend expanding your horizons in that regard.
Baccarat Bonuses at Online Casinos
Deposit match
Deposit matches are some of the most common bonuses you’ll find for both new and existing players at online casinos. In many cases, the funds granted from these deposit matches can be utilized on baccarat, providing a nice way to get more play for less.
No Deposit
No deposit bonuses are among the best bonuses you can find as they, you guessed it, don’t require any deposit at all. That means you can simply claim the bonus by registering an account (or opting in if the bonus is available for existing players) and get to playing. As always, make sure baccarat is listed as an eligible game on the bonus so that you don’t waste your time.
Baccarat Insurance
While not as common, rebate bonuses provide a nice safety net for those looking to dive into baccarat. Keep in mind, however, that these insurance/rebate-type bonuses are not entirely risk-free. They almost always pay out bonus funds that require a playthrough before converting to withdrawable cash.
Baccarat Tournaments
Online casinos host many tournaments, and if you’re lucky, you can find baccarat tournaments within this selection. While you’ll most frequently find slots tournaments, many generic “table game tournaments” include baccarat as an eligible game, especially if they are live dealer baccarat tournaments.
Real Money Baccarat Online Guide & Tips
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Always Practice First
Before you hop into any real money gameplay, always take advantage of demo games to familiarize yourself with the exact variation you’re planning on playing, as well as to learn the game if necessary. Every variation has different rules, and playing for free first will ensure that you won’t make any mistakes that could lose you money when you play for real.
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Only Play at Legal, Licensed Online Casinos
To ensure you’re playing a fair game and that your money and data are protected, make sure you’re playing on a legal online casino that’s licensed and regulated by the appropriate state agency. For example, if you’re in Pennsylvania, make sure you’re playing at a licensed Pennsylvania online casino.
Illegal offshore casinos frequently offer rigged games, baccarat included. And that’s just the start of the shady drawbacks. You’ll also find rejected withdrawals and stolen personal information to be common problems for those who do decide to play on illegal online casinos.
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Play the Best Variant of Baccarat
Always pick a version of baccarat that plays to your strengths and preferences. When considering baccarat options, like Baccarat Dragon Bonus, you should also take a look at the RTP of each game on offer and, ideally, pick the one with the highest RTP percentage. Baccarat RTP usually sits quite high, but rules and side bets can greatly affect that RTP.
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Play at the Best US Online Casino for Baccarat Players
The claim of “best US online casino for baccarat” is subjective, but depending on what you’re looking for, we can almost guarantee that it sits within our list above. Make sure to read through our reviews and pick the online casino that looks best for you.
Types of Real Money Online Baccarat
This is the standard version of baccarat and can be found at almost every online casino. Many different game studios offer base baccarat options, including IGT and NetEnt.
Live dealer baccarat brings the land-based casino experience to your device with a live stream of a real dealer at a real table. Live dealer baccarat also often contains a community chat to add more realism to the mix, making it a great choice for those who enjoy physically sitting at tables in retail casinos.
First Person Baccarat is exactly what it sounds like. While animated and virtual, it adds realism by presenting the game in a first-person view, as if you’re sitting at the table yourself. This game is developed by Evolution under their popular “First Person” line of table games and is a great option for those who enjoy the land-based casino experience but don’t necessarily need to have a live dealer and interaction with other players.
Dragon Tiger is an extremely simple version of baccarat. The player and dealer roles are replaced by Dragon and Tiger, and one card is dealt to each. You bet on which one of those two cards will be higher. For the base gameplay, that’s it. However, in many cases, players can place other side bets, such as on whether the cards will be odd or even, over or under seven, suited, and so on and so forth.
This version of baccarat adds multipliers into what is, for all intents and purposes, an otherwise normal baccarat game. Presented in live dealer format, multipliers can range from 2x to 8x and are attracted by random Golden Cards.
Similar to Golden Wealth Baccarat, Lightning Baccarat offers random multipliers via Lightning Cards. Because players can technically draw up to five lightning cards, multipliers can reach up to 512x on player and banker bets and up to 262,144x on tie bets. Lightning Baccarat is often considered one of the best games to win money.
How To Play Baccarat Online
Playing baccarat online is as simple as finding a place to play for free, such as our free baccarat page or legal, regulated online casinos if you’re looking to play for real money. Once you’ve discovered where you want to play, take advantage of all the advice and tips on this page to ensure that you get started off right. In the end, only experience will improve your understanding of the game, and we hope you enjoy playing.
Baccarat Apps for Real Money
| Baccarat App | Rating | # of Baccarat Games |
|---|---|---|
| BetMGM Casino | iOS: 4.7 Android: 4.2 | 7 |
| Caesars Palace Online Casino | iOS: 4.5 Android: 4.5 | 4 |
| BetRivers Casino | iOS: 4.4 Android: 3.3 | 4 |
| DraftKings Casino | iOS: 4.5 Android: 4.6 | 6 |
| FanDuel Casino | iOS: 4.9 Android: 4.6 | 5 |
| Bet365 Casino | iOS: 4.7 Android: 4.6 | 10 |
Real Money Baccarat vs. Free Games
| Free Baccarat | Real Money Baccarat |
|---|---|
| ✅ No risking your own money. | ❌ Must risk your own money. |
| ❌ Can not win real money. | ✅ Can win real money. |
| ❌ Can not play live dealer baccarat. | ✅ Can play live dealer baccarat. |
| ✅ Allows you to learn the rules at your own pace. | ❌ Must already know the rules to avoid potential losses. |
Play Baccarat Responsibly
Responsible gambling is perhaps the most important puzzle piece of the online gambling world. It’s important to play within your means and never out of your comfort zone. Keep your play comfortable by setting limits on deposits, wagers, and time, and never play with more than what you’re willing to lose.
If you or someone you know has a gambling problem, call 1-800-GAMBLER or take advantage of resources such as Gamblers Anonymous or the National Council on Problem Gambling.
Final Thoughts on Real Money Online Baccarat
Online casinos are widely considered to be the best place to play baccarat. Real money online baccarat can be a fun and rewarding table game experience, as we hope we’ve demonstrated on this page. In addition, we hope we’ve provided all of the information you need to get started on the right foot with your online baccarat journey.
Games Like Baccarat
Real Money Baccarat FAQ
Yes. Real money baccarat is available at many legal online casinos and in multiple variations. Always make sure you are playing at a licensed and regulated online casino to avoid getting scammed.
Yes. Much like most other casino games, baccarat is a game of luck, but the win potential does exist. Baccarat features a relatively high return-to-player percentage, similar to that of other table games.
It depends. Baccarat payouts depend on your wager, as well as on the variation you’re playing and what happens in the round. Player bets pay out 1:1, while tie bets pay out 8:1. Banker bets also pay out 1:1 but are subject to a 5% commission in most cases, making them essentially 0.95:1.
The banker bet features the lowest house edge in the game, sitting around 1.06%. In comparison, player bets are 1.24%, and tie bets are 14.36%.
Baccarat is not a 50/50 game due to commissions and house edges. Every casino game has a house edge, no matter how slight. Baccarat is no different.
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