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Starting March 2, 2026, FanDuel is placing a ban on credit cards across its FanDuel Casino, Sportsbook, and Racing platforms.
This is not just a physical card ban because it also kills the “backdoor” move of using a credit card through Apple Pay, Venmo, or PayPal.
Could this be an emerging trend?
FanDuel is not the first one to pull a ban on credit cards. DraftKings also did the same back in August 2025.
Although FanDuel claims this was a long-term “experience improvement” strategy, it is hard to ignore the timing. It looks a lot less like a coincidence and a lot more like a reaction to a $450,000 fine DraftKings recently ate in Massachusetts for letting credit card deposits slip through the cracks.
What has Warren got to do with FanDuel’s ban?
But then again, there’s Senator Elizabeth Warren, who’s been hammering sportsbooks with letters lately, calling out the “junk fee” scam where banks treat your $20 bet as a cash advance.
Warren suggested that most people are okay with losing a bet, but they are not okay with paying a $10 fee just for the privilege of placing that bet. Her crusade highlighted that these cards are “rigging the odds” before the game even starts.
“Credit card transactions on sports gambling platforms to fund wagers are almost always classified as a “cash advance.” With “cash advance” transactions, the user is charged higher fees and interest, and that interest can start accruing immediately, rather than only after the cardholder carries a balance past their due date. In practice, credit card companies charge a one-time fee for each cash advance, typically the greater of $10 or 3-5% of the amount advanced. This means that customers who use their credit card to fund their account for a $20 bet would pay a $10 fee on one transaction. Americans may be prepared to lose money on a bet they make—but most are not prepared to lose an extra 50% in credit card junk fees on top of their bet. Many users are unaware of the costs and fees associated with this type of credit card use, which can push them into financial trouble when gambling,” Warren’s letter read.
Solving the travel headache
Beyond the politics, this solves an operational mess. Currently, eight states already have a “no credit card” rule: Connecticut, Illinois, Iowa, Massachusetts, New Hampshire, Rhode Island, Tennessee, and Vermont.
In the old system, if you moved between states, your balance would often go into a “deep freeze” and show up as “Unavailable in your state.” By going debit-only nationwide, FanDuel is finally letting your money travel as freely as you do. There will be no more “locked” cash just because you crossed a state line with funds that came from the wrong piece of plastic.
