NJ Online Gambling

The choices abound for legal online gambling in New Jersey. Players in the Garden State have, by far, the biggest selection of NJ online gambling platforms to choose from out of all U.S. states.

Players 21 and over can access these mobile gambling options at any time, as long as they’re located in New Jersey state borders while they play.

Mobile sports betting, online casino games, and online poker are all at the disposal of players in New Jersey. After making an initial deposit, a world of mobile gaming that rivals that of any land-based casino is at the fingertips of the New Jersey player.

NJ Online Gambling Options 2020

Game TypeNJ Gaming Options
Online casinosMore than 20 online casino platforms available in New Jersey, operated in partnership with retail casinos
Online sports bettingThe largest selection of mobile sports betting apps of any U.S. state.
Online pokerWSOP/888 NJ network is part of a merged player network with WSOP NV and 888 Delaware
Daily Fantasy SportsFormally legalized in New Jersey in 2017
Sweepstakes casinosChumba Casino and other sweepstakes casinos open to NJ players
Sweepstakes poker sitesGlobal Poker open to NJ players
Online lotterySome state lottery tickets, Powerball, MegaMillions tickets available for purchase on Jackpocket app
Online horse race bettingAvailable on a number of mobile apps; bet on races from selected tracks across the U.S.

New Jersey is at the forefront of the online casino industry, as players in the Garden State have access to the largest selection of legal online casinos anywhere in the U.S. As of April 2020, New Jersey players can choose from more than 20 different online casino platforms.

Atlantic City casinos own and operate these platforms in collaboration with strategic technology partners.

Some of these casinos, like the Golden Nugget, operate online under the same name as the land-based host casino. Others showcase the technology partner’s branding. For example, the Hard Rock Atlantic City’s online casino is branded as Unibet NJ casino.

Types Of Games

These casinos offer a wide range of classic casino games. This includes slots, video poker, blackjack, craps, roulette, and many other casino table games. These platforms include most of the same games seen on the casino floors of Atlantic City.

New Jersey’s mobile casino platforms offer an abundant variety of slot machines. The Golden Nugget online casino, for example, has more than 600 variants of slots to choose from.

Live dealer games are also a popular option in New Jersey’s online casinos. These games combine the best of live and online gaming. They give players the ability to interact with a live dealer, as well as other players, at selected table games.

Is Online Casino Gaming Popular In NJ?

Online casino gaming is at an all-time high in popularity in New Jersey. Just about all the games offered in Atlantic City are available in mobile form on desktop or phone.

Players in the Garden State turned to mobile gaming platforms for the ease of deposits and withdrawals, convenience of playing, and the number of game options.

Whereas live gambling in New Jersey requires a trip to Atlantic City, mobile casinos allow for anyone, anywhere in the state, to enjoy casino games.

Success Of NJ’s  Online Gambling Industry

The Golden Nugget online casino brand is by far the most popular and most successful of New Jersey’s online casinos. The brand has brought in nearly $500 million in revenue since the launch of legalized online casino gaming.

Resorts Atlantic City is another major player in the New Jersey online casino industry. The Borgata and Caesars Entertainment also bring in millions in monthly revenue.

Overall, New Jersey’s legal online casino industry earned more than $1.4 billion in revenue since the 2013 launch.

NJ Online Gambling Options: The Run-Down

Online Casinos

As mentioned, there is no better place to find legal online casino gambling than in New Jersey.

New Jersey’s state-regulated online casinos offer the widest array of slots, traditional table games, and live dealer games available in the legal online gambling market. This market shows no signs of slowing down. It’s safe to say New Jersey will be at the forefront of the online gambling industry for many years to come.

January 2020 saw record-breaking numbers for NJ online casinos, with more than $53 million in revenue coming in. That number broke the previous monthly record, set just one month earlier in December 2019.

The January 2020 figures represented a 60 percent increase in monthly revenue over January 2019. As 2020 rolls on, New Jersey’s online casinos are enjoying a boom period.

Online Sports Betting

The mobile sports betting industry is taking off in several U.S. states. It comes as no surprise that New Jersey is ahead of the curve in the online sports betting market.

Sports betting is in its infancy across most of the U.S. The Professional and Amateur Sports Protection Act (PAPSA) was a federal mandate that outlawed sports betting in most states. It was overturned in May 2018. This cleared the way for states to legalize sports betting on an individual basis on the state level.

New Jersey was one of the fastest movers after the fall of PAPSA. Governor Phil Murphy signed off on legalized sports betting in June 2018. Retail sportsbooks started taking bets just days later. The first of New Jersey’s regulated online sports betting platforms went live in July 2018.

Mobile sports betting has been an undisputed success so far. New Jersey’s online sportsbooks took in more than $244 million in revenue in 2019.

Leading the market in the state are FanDuel Sportsbook and DraftKings Sportsbook. Much like online casinos, Atlantic City casinos operate all state-regulated mobile sports betting platforms in partnership.

Online betting has accounted for 80 percent of New Jersey’s total sports betting revenue since the June 2018 legalization.

Online Poker

New Jersey players enjoy access to the only multi-state legal online poker network in the US.

The WSOP.com platforms in Nevada and New Jersey share player pool liquidity with the 888 Poker network of sites operating in Delaware (but not in Pennsylvania). Players on these sites play as a combined interstate pool, making the WSOP/888 network the only of its kind in the US.

WSOP launched in 2013 in New Jersey as the state’s first legal online poker site. In October 2017, WSOP and 888 formed the Multi-State Internet Gaming Agreement (MSIGA), becoming the first legal interstate online poker network in the US. The three-state network officially launched in April 2018.

Other state-regulated online poker sites in New Jersey include the partypoker NJ network and PokerStars NJ.

Learn more about Online Poker Sites In New Jersey

Online Horse Race Betting

New Jersey’s horse racing extends back for more than 150 years, with three tracks (Freehold Raceway, Monmouth Park, and Meadowlands Racing & Entertainment) located within the state.

Betting on horse racing has never been easier with the advent of mobile horse race betting platforms. Online horse race betting is legal in 41 states. New Jersey is on that list.

The biggest site for mobile horse race betting in New Jersey is 4NJBets. Industry leader TVG operates 4NJBets.

Bettors age 18 and over can sign up for an account on 4NJBets. They can place bets on races from any number of approved tracks, as long as they’re located within New Jersey state borders when placing a bet.

See our comprehensive review of  Online Horse Racing In The US.

Online Lottery

New Jersey legislators approved the online lottery app Jackpocket in December 2019. This makes mobile purchases of lottery tickets available to players 18 and over throughout the state.

The Jackpocket app allows players the ability to purchase various forms of state lottery tickets. They can also purchase entries into multi-state lotteries like Powerball and Mega Millions. The app functions as a courier system for players, with the app itself purchasing and delivering the lottery tickets to players.

The New Jersey Lottery approved this courier model in 2016. The  Jackpot app is the first of its kind to operate anywhere in the U.S.

According to this article on Politico, it’s unknown if other companies like Jackpocket will launch future operations in New Jersey.

Fantasy Sports

Daily Fantasy Sports (DFS) giants like FanDuel and DraftKings offer their games in approximately 40 U.S. states. About half of those states passed legislation making DFS explicitly legal.

New Jersey is one of the states with an official pro-DFS stance. Former Gov. Chris Christie signed bill N.J. A 3532 into law in August 2017.

Christie’s signature on the bill didn’t really change anything about the actual operations of DFS sites in the state. FanDuel and DraftKings were already available to New Jersey players at the time. The first state-regulated DFS site, FastPick, by way of Resorts Atlantic City was also available.

The DFS platforms that made FanDuel and DraftKings famous are not to be confused with the sports betting offerings from those same companies.

DraftKings Sportsbook and FanDuel Sportsbook are the two biggest operators in New Jersey’s legal sports betting market. The two companies represent a large portion of overall revenue for the state’s retail and mobile sports betting industry.

Sweepstakes Casinos

Casinos and poker rooms operating as sweepstakes sites are available to players in most states, including New Jersey. Online gambling sites that operate under the sweepstakes model include Chumba Casino. Chumba Casino is by far the biggest of the sweepstakes casinos.

Chumba Casino allows players to purchase “Gold Coins” for use in play money games. With the purchase of Gold Coins, players also receive an allotment of “Sweepstakes Cash” aka “Sweeps Coins.” Players use these coins to play in sweepstakes games that are separate from the Gold Coins play money games.

Sweeps Coins are redeemed for cash prizes. As a result, the Sweeps Coins games at Chumba Casino operate as mini-sweepstakes games.

Chumba Casino offers a large selection of casino games. This includes blackjack, roulette, slots, and video poker.

Sweepstakes Poker Sites

A sweepstakes poker room operates in the same way as a sweepstakes casino. The largest of these sites is Global Poker. VGW Malta Limited, the same company that owns Chumba Casino, also operates Global Poker.

Like Chumba Casino, Global Poker operates as a sweepstakes site, with “Gold Coins” available for purchase for play money games. All Gold Coins come with a corresponding amount of “Sweeps Coins.” Players can use the coins in sweepstakes poker games. Players can redeem the coins for cash prizes.

The Sweeps Coins on these sites are supplied to players as a gift, coming only with the purchase of Gold Coins. Sweeps Coins on Global Poker cannot be purchased directly.

Much like its sister site Chumba Casino, Global Poker is the biggest poker sweepstakes site. They have by far the highest traffic of any U.S.-facing poker site that uses the sweepstakes model.

Global Poker offers games at a variety of stakes, as well as tournaments, around the clock. Both Chumba Casino and Global Poker are available to New Jersey players.

Deposit Options For NJ Online Gambling Sites

ACH/eCheck

The easiest and most widely accepted way to deposit on a New Jersey online gambling site is via ACH/eCheck.

Players 21 and over with a valid checking account can deposit with this method. Just about all of the state’s online casinos and sportsbooks accept ACH/eCheck.

ACH deposits are one of the fastest ways to get money onto an online gambling site. Transactions are processed instantaneously. After the transaction is approved the money is immediately available for play on the site.

ACH deposits are occasionally rejected. They are approved, though, more than 80 percent of the time. This method can also be used to withdraw funds from gaming sites.

Credit/Debit Cards

Like ACH/eCheck deposits, credit/debit card deposits are just about universally accepted across all NJ online gambling sites. Unlike ACH deposits and some of the other methods listed here, debit/credit card deposits have a relatively high rejection rate.

When a credit/debit card deposit is approved, the funds will be immediately available on the gaming site. This makes it one of the quickest methods to get money online – when it works.

A drawback to using a credit card is the possibility that the issuing bank will see the transaction as a cash advance and charge fees accordingly.

Credit/debit cards cannot be used for withdrawals.

Prepaid Cards

Prepaid Cards have a higher approval rate for deposits than credit/debit cards. But they’re not as widely accepted among the NJ online gambling sites. The majority of sites still accept prepaid cards, however, and they are a great way to get money onto a site and to start playing.

Deposits from prepaid cards are processed instantly, meaning the funds are immediately applied to the player’s account balance.

Signing up for a prepaid card is easy and can be done right on the sites that accept this method. After a simple enrollment process, players can load the prepaid card with funds from a Visa or Mastercard debit or credit card.

Once loaded, players use the prepaid card immediately to deposit funds onto the gambling site. A physical version of the prepaid card arrives through mail within 7-10 days. Players can use the physical cards at ATMs and wherever Discover Card is accepted.

Players do not have to wait for the physical card to show up to make a deposit on the gambling site. They can use loaded funds to play right away. Prepaid cards can also be used for withdrawals.

There are no extra fees associated with using a prepaid card for deposits. If a credit card is used to load funds onto the card, however, the issuing bank could view that as a cash advance and charge fees accordingly.

PayPal

Players 21 and over with a valid personal U.S. PayPal account can use that account to deposit funds. This process takes a few extra steps versus some of the other deposit methods. It is one of the most reliable ways, though, to get money onto a New Jersey online gambling site.

PayPal is accepted at most gambling sites. It has a nearly 100-percent success rate and can also be used for withdrawals.

Other Deposit Methods

Casino cage deposit – Putting down a deposit at the land-based casino associated with an online gambling platform is an option but involves traveling to Atlantic City.

Neteller/Skrill – Neteller and Skrill are eWallets that can be a good backup option if other deposit methods are rejected. Neteller deposits charge a 2.5 percent transaction fee. Skrill charges a 2.9 percent fee.

7-Eleven PayNearMe – Choose this option from the cashier at the selected online gambling site. Receive a barcode to take to any participating 7-Eleven location to make the deposit. This method caps deposits at $500.

Online Banking Transfer – Available to players that have Online Bill Pay set up with their bank accounts. Nearly all New Jersey online gambling sites accept this method.

Wire Transfers – A wire transfer deposit takes 5-7 days on average for the money to become available. Fees may apply. This method should only be used as a last resort.

Online Gambling in New Jersey: A Brief History

Online gambling became legal in New Jersey in February 2013, when former Gov. Chris Christie signed an online gaming bill into law. New Jersey was the first state to begin offering legalized online gambling, after a few major shifts in federal law paved the way.

The Wire Act

The most significant of these shifts came with the 2011 U.S. Department of Justice (DOJ) opinion on the 1961 Wire Act. Under the original language of the Wire Act, any gambling-related transaction using a “wire communication” was illegal.

With this language in place, online casino gambling was explicitly illegal on a federal level. In 2011, the DOJ issued an opinion that the Wire Act only applied to sports betting transactions that crossed state lines.

The new DOJ opinion opened the possibility for individual states to legalize online gambling, within state borders, if they chose to do so.

New Jersey, with its long-standing tradition of gaming in Atlantic City, went right to work in its efforts to develop the first legal online casino platforms in the U.S.

NJ’s Online Casino Industry

The first of New Jersey’s regulated online casinos launched in November 2013. The industry evolved to include more than 20 legal online casinos as of 2020.

Atlantic City casinos operate in partnership with all state-regulated online casinos.

NJ Division of Gaming Enforcement must issue an Internet Gaming Permit to licensed operators. Licensed operators must be located within Atlantic City. Casinos holding an IGP can then extend that license to include strategic partners outside of Atlantic City.

History Of Legal Gambling In New Jersey

New Jersey legalized casino gambling in 1976. Atlantic City’s history as a gambling hot spot began shortly after that.

As of 2020, New Jersey offers a wide array of live and online gambling options. The state has long held a progressive stance toward gambling. Over the past four decades, Atlantic City built a reputation as the only U.S. city of its kind outside Nevada.

The 2010s saw New Jersey race to the forefront of the U.S. online gambling industry. The state legalized online casinos and online poker in 2013. At the moment New Jersey is far and away the leader in online gambling options of any U.S. state.

Horse race betting and state lottery are also long-standing industries in New Jersey. In 2018, New Jersey added legalized sports betting, both retail and online, to the state’s slate of gambling offerings.

FAQAnswer
Is Lottery legal in New Jersey?Yes; the New Jersey Lottery oversees in-state lottery, and tickets for multi-state lotteries like Powerball and MegaMillions are also available for purchase in the state
Does New Jersey have casinos?Yes; New Jersey is home to 10 land-based casinos, all located in Atlantic City
Does New Jersey have racetracks?Yes; New Jersey is home to three horse race tracks
Where else can I gamble in New Jersey?All land-based gambling is confined to Atlantic City casinos. New Jersey also offers a wide array of online casino gaming, poker, and sports betting platforms.
What is the minimum gambling age?21 (18 for horse race betting and lottery)
Who regulates gambling?The New Jersey Division of Gaming Enforcement (DGE)

New Jersey’s Live Casino Industry

Atlantic City has long been known for its live casinos. Since the state legalized casino gambling in 1976, Atlantic City has grown to host the largest number of land-based casinos in any U.S. city outside of Nevada.

Resorts International was the first Atlantic City casino to open for business in 1978. At the time it was the first land-based casino in the U.S. outside of Nevada. Since then, the Atlantic City casino industry experienced ebbs and flows, with 10 land-based casinos operating as of 2020.

The largest of these properties is Borgata Hotel & Casino, which opened in 2003.  MGM Resorts owns and operates Borgata.

Atlantic City has offered the whole gamut of casino games at its live casinos in its 40-plus-year history as a live gaming epicenter. New Jersey legalized sports betting in 2018. It is now offered at the city’s casinos.

New Jersey Casinos At A Glance

Casino NameLocation
Bally’s Atlantic CityAtlantic City
BorgataAtlantic City
Caesars Atlantic CityAtlantic City
Golden Nugget Atlantic CityAtlantic City
Hard Rock Hotel & Casino Atlantic CityAtlantic City
Harrah’s Resort Atlantic CityAtlantic City
Ocean Casino ResortAtlantic City
Resorts CasinoAtlantic City
Tropicana Atlantic CityAtlantic City
Wild Wild WestAtlantic City (shared property with Bally's)

Of the currently operating 10 retail casinos, only Borgata (2003) and Ocean Casino Resort (2012) were built after the year 2000. All the others have operated for decades and stood the test of time through the evolution of Atlantic City’s casino industry.

Caesars Entertainment operates four casinos in the state, which include Caesars, Harrah’s Resort, Bally’s, and Wild Wild West. Wild Wild West shares a property with Bally’s but is considered a separate casino.

MGM Resorts owns and operates Borgata, the largest casino in the state. Eldorado Resorts, another giant in the U.S. casino industry, operates Tropicana Atlantic City. Eldorado’s recent acquisition of Caesars Entertainment will see Eldorado operating half of Atlantic City’s casinos when that merger is finalized sometime in 2020.

New Jersey law requires all retail casinos to be physically located within Atlantic City limits.

Other Gambling Options In New Jersey

New Jersey Lottery

The New Jersey Lottery celebrated its 50-year anniversary in 2020. New Jersey voters approved the state lottery in 1969. They sold the first tickets in 1970.

Numerous types of lottery tickets can be purchased in New Jersey as of 2020. Those options include various in-state draw games and scratch-off/instant win games.

Some of these games, like the CASH4LIFE drawing game, take place seven days a week. Other daily games, like the keno-style Quick Draw game, have drawings every four minutes.

Residents can purchase tickets for multi-state lotteries like Powerball and Mega Millions in New Jersey.

In December 2019, New Jersey started to offer online lottery ticket sales on the Jackpocket app. Jackpocket functions as a courier for lottery players. The app acts as the purchaser of lottery tickets and delivers them to players. Winnings, up to a certain amount, are collected through the app.

People can use the Jackpocket app to purchase some varieties of in-state tickets as well as MegaMillions and Powerball tickets. The app functions under courier laws approved by the New Jersey Lottery in 2016. It is the first such courier platform of its kind in the U.S.

Horse Race Betting

Horse race betting is also a long-standing tradition in New Jersey. The state is home to three tracks, The oldest of these venues, Freehold Raceway, started operations in 1853.

More On New Jersey Gambling:

Casino Reinvestment Development Authority

New Jersey Division of Gaming Enforcement Official Site

New Jersey Lottery Official Site

Approved NJ Online Gambling Sites

History of Casino Gaming in New Jersey

New Jersey Gambling FAQ

Is it legal to gamble at a casino in New Jersey?

Yes. New Jersey approved legal casino gambling in 1976. Players consider Atlantic City to be the east coast epicenter of land-based casino gambling in the U.S.

By state law, all of New Jersey’s land-based casinos must operate within the limits of Atlantic City. Any land-based casino establishment that operates outside of Atlantic City is illegal under state law. There are currently 10 legal casinos that operate in Atlantic City.

What is the legal minimum gambling age in New Jersey?

Players 21 and over can legally play all games offered by casinos in New Jersey. Exceptions to this law are horse race betting and lottery, which are both available to players 18 and over.

Minors may enter New Jersey casinos. They are not allowed to gamble, stay in the gambling area of a casino, or consume alcohol.

Do I have to pay taxes on winnings at a New Jersey casino?

Winnings at a New Jersey casino are subject to a 3 percent taxation for both state residents and non-residents.

The state taxes lottery payouts between $10,001 and $500,000 at 5 percent. And the state taxes lottery payouts of more than $500,000 at 8 percent.

Learn more about gambling winnings and taxation laws for New Jersey here.

Is it legal to gamble online in New Jersey?

Yes. Online gambling is legal in New Jersey as long as it’s played on one of the state’s legal, regulated platforms.

These state-regulated gambling sites include online casinos, sportsbooks, and poker rooms. Some examples of these options include Golden Nugget Online Casino, WSOP NJ (poker site), and DraftKings Sportsbook.

Look for the New Jersey Division of Gaming Enforcement seal to ensure a New Jersey online gambling site is legal.

Do you have to be a New Jersey resident to gamble on the state's regulated online platforms?

No. All players 21 and over are eligible to play on New Jersey’s mobile gambling sites, as long as they’re located within New Jersey’s borders while they’re playing.

New Jersey online gambling sites use geolocation software to determine a player’s physical location. You don’t have to be a New Jersey resident to play. You do have to be inside the state borders as determined by the geolocation software.

What is the legal age for online gambling in New Jersey?

The minimum gambling age in New Jersey is the same for both land-based casinos and online gambling. A player must be 21 or older to play in the legal online casinos, poker rooms, and sports betting platforms.

The only exceptions are online lottery and online horse race betting, both of which carry a minimum age of 18.

Is it safe to gamble online in New Jersey?

Yes. The state’s land-based casinos operate New Jersey’s legal, state-regulated online gambling platforms. The New Jersey Division of Gaming Enforcement governs the land-based casinos.

As such, gaming on New Jersey’s legal online gambling sites comes with the same level of safety as gaming at a legal land-based casino in Atlantic City.

Is online sports betting legal in New Jersey?

Yes. The state legalized sports betting, both for land-based casinos and mobile platforms, in June 2018. Since that time, more than 20 online sportsbooks launched in the state.

All of these legal online sportsbooks are available to bettors 21 and over, as long as they’re located within state borders when a bet is placed. The New Jersey Division of Gaming Enforcement seal is present on all legal sports betting sites.

Is my personal information safe on a New Jersey online gambling site?

Yes. New Jersey’s online gaming platforms use high-level encryption to protect customer’s personal information.

This encryption technology is on par with that of international banks and retail shopping sites. Players can also utilize extra layers of protection, including two-step authentication for log-in.

New Jersey gaming sites have a vested interest in protecting customer information and use the highest level of security to do so.

Who operates the NJ online gambling platforms?

Atlantic City casinos. New Jersey’s land-based casinos own and operate all state-regulated NJ online gambling sites.

The New Jersey Division of Gaming Enforcement licenses the online platforms operated by the land-based casinos. Each casino utilizes strategic technology partners under their license.

Resorts Casino, for example, operates an online sportsbook in partnership with DraftKings Sportsbook.

About the Author

Amber Hoffman

Amber Hoffman is Managing Editor of Bonus.com. A recovering attorney, she's spent almost a decade developing and managing websites and writing for a variety of industries. Amber became a Cubs fan after living a handful of blocks from Wrigley Field, much to the chagrin of her Mets-loving family and Red Sox-loving husband. Amber writes for a number of online sites including the food and lifestyle site Food And Drink Destinations.