Minimum Deposit, $5 or $10 Online Casinos

Minimum deposit casinos allow players to add as little as $5 to $10 to their accounts at a time. The best casinos offering the lowest deposit minimums are budget-friendly options that still boast hundreds of slots (with minimums as low as 5 cents per spin) and table games (with minimums as low as $0.10). It’s easier now more than ever to get in on the action without breaking the bank.

Your state doesn’t have real-money casinos. But social and sweepstakes casinos offer low purchase minimums to win cash prizes playing slots and other games.

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Gambling is for entertainment purposes only. Stay safe and ensure success when you gamble responsibly. Gambling problem? Call or text 1-800-GAMBLER for confidential support. Visit SAMHSA’s National Helpline website for resources that include treatment center locator, anonymous chat, and more.

Minimum Deposits at Real Money Online Casinos

Assuming you’re in a state with legal online gambling – NJ, PA, MI, WV, DE, or CT – the table above makes it easy to find the real money online casino that’s right for your budget. We’ll also help you figure out how to get the most bang for your buck after making your minimum deposit. If you’re not in one of those states, check out our Sweepstakes Casinos page instead, where we’ll show you how you can have a chance to win cash prizes legally, almost everywhere in the US, and with no purchase necessary.

Online CasinoMinimum DepositStates AvailableSign Up Link
Funzpoints Casino
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DraftKings Casino
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You can also check out our no deposit casinos page for a list of casino offers that don’t require any money down at all or check out our list of Top Online Casinos you can trust as a US gambler.

Which Casino Has the Lowest Minimum Deposit?

The lowest minimum deposit for a real-money online casino in the US is $5. Additionally, players can purchase premium credits to play slots and instant-win games at Funzpoints Casino for just $4.99. Play with premium credits to redeem winnings for a cash prize or gift card.

Online Casinos That Accept $5 Minimum Deposits

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We will update this page as more online casinos lower their deposit minimum. However, $4.99 will likely remain the lowest possible amount in the world of online casino payment methods.

Online Casinos That Accept $10 Minimum Deposits

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Online Casinos with No Minimum Deposits

The only way to enjoy no minimum deposit whatsoever is to deposit with cryptocurrency like Bitcoin. However, minimum transaction fees usually apply. Here are the two US online casinos accepting Bitcoin and other cryptocurrencies with no minimum deposit.

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What You Get With a Minimum Deposit

Welcome Bonus

Most of the time, claiming a welcome bonus requires a first deposit. The minimum deposit will unlock these welcome bonuses, but keep in mind that the most popular form of welcome bonus is a first deposit match. In other words, whatever amount you choose for your first deposit, the site will match with an equal amount of bonus credit up to a certain maximum. With that taken into consideration, you may want to deposit more than the minimum in order to maximize your bonus amount. Alternatively, you could look for casinos with a small minimum deposit and a welcome offer that isn’t tied to deposit size.

Free Spins & Other Bonuses

Beyond welcome bonuses, many bonuses for existing players, including free spins, are tied to the minimum deposit amount. That means that you can make the minimum deposit in order to qualify for more bonus opportunities without having to throw a large amount of money into your online casino account. Of course, you should always read through the terms and conditions of any bonus to make sure you understand all the details.

Entry into Rewards Program

Most online casinos have reward and loyalty programs. In order to qualify for the perks offered by these rewards programs, you often are required to have made the minimum deposit. Doing so essentially “enters” you into the offer of the rewards program itself and everything that comes with it. Naturally, online casinos don’t want to be offering free rewards to people who have never, and may never, make a deposit. This rule serves as a solution to this issue and ensures that rewards that may otherwise be wasted are going to players who will actually utilize and appreciate them.

Unrestricted Gambling Funds

The money that you put into your account with a minimum deposit serves as unrestricted gambling funds. That means that you can use that minimum deposit in any way you’d like, including unrestricted play. In addition, because that money is yours, unrestricted gambling funds can also be cashed out at any time.

Instant Withdrawal Options

Minimum deposits grant you access to instant withdrawal options. At almost all online casinos, in order to use a withdrawal method, you first have to deposit using that method. This is a safety net that ensures that a hacker can’t simply go into your account and withdraw immediately using their own payment method with no restrictions. Instant withdrawal options usually include PayPal, Play+ prepaid cards, and occasionally online bank transfer (ACH). For more information, you can view our fastest paying online casinos guide.

Experience With Little Risk

Lastly, making a minimum deposit grants you experience with little risk. It enables you to play the games you’d like to play and experiment without making a huge deposit. This smaller amount of money will keep you playing responsibly while still allowing you to gain experience playing the games you are interested in.

Why Play at a Minimum Deposit Casino?

When you sign up at an online casino, including low deposit casinos, you can expect specific benefits as well as downsides. The biggest benefit is obvious: you can deposit a low amount to have access to casino games. But the pros and cons really come to light when you consider depositing the very minimum versus depositing a more substantial amount like $50 or $100.


  • Low risk of only $5 to $10 at a time
  • Qualify for promos that only require a minimum deposit
  • Unlock new withdrawal methods (some withdrawal options require a deposit first)
  • Great responsible gambling strategy for limiting gaming expenditure


  • May not qualify for deposit-match bonus minimum
  • Bigger deposits can earn more rewards points
  • Might miss out on high-quality online casinos that require a $20 minimum deposit

Why Do Casinos Allow Low Minimum Deposits?

Less Overhead Than Retail Casinos

Online casinos don’t need to pay for massive floor space; a full staff of servers, dealers, and pit bosses; and other expenditures associated with in-person casino play. Online casinos aren’t limited by these finantial restraints, making it much more feasible to offer low minimum deposits. While you don’t need to pay to enter a casino, playing any of the games for more than a few minutes usually requires more than a $5 or $10 investment.

More Slots & Table Games for $0.05 Per Play

Online casino players can access hundreds of slots with a minimum of $0.05 or $0.10 per spin. But players can find slots for that price at some retail casinos. The truly unique option is how you can play roulette, video poker, and other table games for as little as $0.10 per round, and blackjack minimums can be as low as $0.50 per hand.

More Competition Online

Retail casinos only need to compete against other casinos within driving distance. So, outside of a place like Las Vegas, online casinos have far more competition than their in-person counterparts. To set themselves apart, online casinos offer competitive signup offers, more game variety, and flexible deposit options, including low minimum deposits.

Lowest Minimum Deposit By Payment Method

Even if an online casino accepts low minimum deposits, it’s still dependent on the payment method used. For example, the deposit minimum for a debit card may be higher than the deposit minimum for PayPal. Here’s a breakdown.

Payment MethodDeposit MinimumDeposit TimeWithdrawal Method?
🥇 eCheck/Online Banking Casinos$5 - $10InstantYes
🥈 PayPal Casinos$5 - $10InstantYes
🥉 Play+ Casinos$5 - $10InstantYes
Apple Pay Casinos$10InstantYes
Credit Card Casinos$10InstantNo
Debit Card Casinos$10InstantYes (at select casinos)
Mastercard Casinos$10InstantDebit Only (at select casinos)
PayNearMe Casinos$10~15 MinutesNo
Skrill Casinos$10InstantYes
Venmo Casinos$10InstantYes
Visa Casinos$10InstantDebit Only (at select casinos)
Wire Transfer Casinos$100 - $2,5005 - 7 Business DaysYes ($1,000+ minimum)

More About Each Method

eCheck online casinos give players access to one of the best deposit methods available. You’ll often find the smallest minimum deposits here, and although it may take up to 48 hours for funds to appear, it’s usually instant. Those deposit minimums can be as low as $10, and in some rare cases even $5.

PayPal Casinos make a great deposit option for players who already have an account. Transactions are instant, and you’ll find low minimums here in most cases. PayPal may also be used for withdrawals, making it a solid choice all around.

The Play+ Card casinos give players a web wallet that’s directly linked directly to the individual casino, so you’re guaranteed to have successful transactions with it. Those transactions are instant, and come with low minimums, usually $10. Think of it as a debit card just to be used with the issuing online casino, and cashouts are also instant.

Visa online casinos offer instant transactions but usually come with a $10 minimum deposit. In addition, you may be charged additional fees for credit card deposits based on the bank that issued the card, and some don’t allow online gambling transactions at all.

Much like Visa, Mastercard casino transactions are instant and are often tied to a $10 minimum deposit. Not all banks allow Mastercard gambling transactions, and those that do may charge additional cash advance fees.

American Express transactions are similar to other debit/credit card methods but often come with a higher $20 minimum deposit due to AmEx fees. As with other cards, not all transactions may be accepted, and some may carry additional fees.

Discover deposits are generally instant and usually hold a $10 minimum deposit. These transactions, like other card transactions, may not be accepted and may come with additional fees if they are.

While not the most common anymore, Skrill casinos can still be found in the US, and the payment method is even more common at social casinos. It’s usually instant and comes with a $10 minimum deposit. Skrill is a virtual wallet, similar to PayPal, although less common in modern e-commerce.

If you’d like to deposit with cash, heading to the cashier cage is one of your few options. However, when doing so you’ll be able to take advantage of instant deposits and low minimums. You’ll also be dealing directly with the casino and its employees — no middleman required.

PayNearMe is another cash deposit option that doesn’t require you to travel to an actual casino. With this method, you can make instant deposits with minimums as low as $10 by simply paying with cash at your local 7-Eleven convenience store.

The great part about Apple Pay casinos is that players can use the method to pay with a variety of cards. Whatever they have added to their Apple Pay wallet is available for instant and low deposits. However, only a select few online casinos offer Apple Pay, with the hope that it expands into more in the near future.

Minimum Online Casino Deposits By State

Depending on which one of the US online casino states you’re in, you may have access to a number of smaller brands that also offer small minimum deposits. Read on for the state-by-state breakdown.

NJ Minimum Online Casino Deposits

There are far more online casinos in New Jersey than in any other state. The theoretical maximum is 45 brands, and there are already around 30 to choose from.

Naturally, this means that Garden State residents have access to all the lowest minimum deposits out there. There are lots of online casino options in NJ where you can start playing for just $5 or $10. Our recommendations for NJ are:

  1. Bally Casino – $10 minimum, $50 signup bonus
  2. Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
  3. Hard Rock Bet – $10 minimum, 100% match up to $1,000 signup bonus
  4. BetMGM Casino – $10 minimum, $25 signup bonus
  5. PlayStar Casino – $20 minimum, 100% match up to $500 signup bonus

Michigan Minimum Online Casino Deposits

Unlike other big online casino states, Michigan has a pretty low cap on the number of brands and hit that cap almost immediately. There are 15 Michigan online casinos, and unless the law changes, that’s all there will ever be.

Fortunately, those 15 include all the big brands and some local ones, so residents have lots of options for a low minimum deposit. Our recommendations to get started for $5 or $10 in MI are:

  1. DraftKings Casino – $5 minimum, $35 deposit bonus
  2. Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
  3. Golden Nugget Casino – $10 minimum, up to $50 signup bonus
  4. BetMGM Casino – $10 minimum, $25 signup bonus
  5. FanDuel Casino – $10 minimum, $1,000 play it again signup bonus

Pennsylvania Minimum Online Casino Deposits

Pennsylvania is America’s largest online casino market, and the oldest competitive market after New Jersey. Pennsylvania online casinos now include most of the major brands, though not as many smaller ones as New Jersey. It’s also the home state for BetRivers and Parx.

Just like the other large states, you’ll find plenty of online casinos with a $5 or $10 minimum deposit in the Keystone State. Our recommendations for PA are:

  1. DraftKings Casino – $5 minimum, $35 deposit bonus
  2. BetMGM Casino – $10 minimum, $25 signup bonus
  3. Bally Casino – $10 minimum, up to $100 in deposit insurance
  4. Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
  5. Borgata Casino – $10 minimum, $20 signup bonus

West Virginia Minimum Online Casino Deposits

West Virginia is America’s smallest competitive online casino market. You won’t find a large number of brands, but you will find online casinos with low minimum deposits in WV.

At the moment, there are five online casinos in WV, and they all let you get started with a small first deposit.

  1. DraftKings Casino – $5 minimum, $35 deposit bonus
  2. BetMGM Casino – $10 minimum, $50 signup bonus
  3. BetRivers Casino – $10 minimum, 100% of Losses in First 24-Hours Back as 1x Bonus Money (up to $500)
  4. FanDuel Casino – $10 minimum, $1,000 play it again sign up bonus
  5. Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus

No Minimum Deposit Casinos

Unfortunately, every online casino that accepts US dollars instead of cryptocurrency has a minimum deposit. Keep in mind too that cryptocurrencies usually have a minimum transaction fee, so even if you deposit the equivalent of $0.01, it will likely come out to $5.01. So, it’s safe to say there’s no such thing as a no minimum deposit online casino.

However, you can sign up and play for free with our no deposit bonuses, which require no minimum deposit to try the games for a chance at real-money wins.

Another way to look at no minimum deposit casinos is the ability to deposit just $1 at a time. The problem is that these transactions cost money on the online casino’s side. So the lowest minimum deposit casino remains at $5 per deposit.

Final Thoughts on Low Deposit Casinos

High-rollers can gamble to their heart’s content at high-limit slots. But the rest of us want to play online casino games with money we won’t miss. One of the most effective responsible gambling strategies is only betting what you can afford to lose. Most of us can afford to lose $5 or $10 here or there in exchange for the thrilling excitement of online casino gaming – and the chance to win some money too. Progressive jackpots can go for as little as $0.10 per spin, after all!

Gambling problem? If you or someone you know are suffering from a potential gambling addiction, call or text 1-800-GAMBLER or use the National Problem Gambling Helpline’s anonymous online chat.

More Like Minimum Deposit Casinos

US Online Casino Minimum Deposits FAQ May 2024

No. All legal and regulated US online casinos have some sort of minimum deposit, though some are lower than others. Some sites have a no deposit offer, so you can start playing without depositing at all. However, if and when you do decide to deposit some money, there’s always going to be a minimum amount.

Expenses. There’s overhead for a casino operator to process payments, handle their accounting, and so forth. It’s not worth it for a casino to take, say, a $0.25 deposit for one spin on a slot machine, as they’d lose money on the transaction.

Yes. Usually, though not always, there’s a minimum amount you can withdraw from an online casino. This may depend on the form of payment processing you’re using, and it’s usually in line with the minimum deposit.

You should deposit whatever amount you feel comfortable with, keeping in mind that you should never gamble more than you can afford to lose. That said, there are some downsides to making multiple small deposits instead of one big one.

First and foremost, many payment processors will charge you a flat transaction fee. If you deposit, say $50 all at once, you’ll only get hit with the fee one time. If you deposit $10 five times instead, you’ll pay the fee five times. It’s worth thinking ahead to save money.

Additionally, many online casinos have deposit matching offers. Making a minimum deposit also means taking the minimum advantage of those offers. When there’s a deposit match on the table, it’s once again worth thinking ahead. If you believe you’re going to deposit again later anyway, it might be worth making a single, larger deposit instead of several small ones.

Check our review for the casino in question. Most of our reviews will mention the minimum deposit. You can also usually find the information in the casino’s own FAQ, Help or Banking Info page. Look for a link somewhere at the bottom or top of the front page of the website. If all else fails, you can always sign up for the site and click the Deposit link. That will always give you the available deposit options, along with the minimum transaction for each.

About the Author

Alex Weldon

Alex Weldon

Alex Weldon is an online gambling industry analyst with nearly ten years of experience. He currently serves as Casino News Managing Editor for, part of the Catena Media Network. Other gambling news sites he has contributed to include PlayUSA and Online Poker Report, and his writing has been cited in The Atlantic.
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