Minimum deposit casinos allow players to add as little as $5 to $10 to their accounts at a time. The best casinos offering the lowest deposit minimums are budget-friendly options that still boast hundreds of slots (with minimums as low as 5 cents per spin) and table games (with minimums as low as $0.10). It’s easier now more than ever to get in on the action without breaking the bank.
Your state doesn’t have real-money casinos. But social and sweepstakes casinos offer low purchase minimums to win cash prizes playing slots and other games.
Minimum Deposits at Real Money Online Casinos
Assuming you’re in a state with legal online gambling – NJ, PA, MI, WV, DE, or CT – the table above makes it easy to find the real money online casino that’s right for your budget. We’ll also help you figure out how to get the most bang for your buck after making your minimum deposit. If you’re not in one of those states, check out our Sweepstakes Casinos page instead, where we’ll show you how you can have a chance to win cash prizes legally, almost everywhere in the US, and with no purchase necessary.
| Online Casino | Minimum Deposit | States Available | Sign Up Link |
|---|---|---|---|
 | $4.99 | All US States (except WA) | Join Now |
 | $5 | MI, NJ, PA & WV | Join Now |
 | $10 | MI, NJ, PA & WV | Join Now |
 | $10 | MI, NJ, PA & WV | Join Now |
 | $10 | MI, NJ, PA & WV | Join Now |
 | $10 | MI, NJ, PA & WV | Join Now |
 | $10 | MI, NJ & PA | Join Now |
You can also check out our no deposit casinos page for a list of casino offers that don’t require any money down at all or check out our list of Top Online Casinos you can trust as a US gambler.
Which Casino Has the Lowest Minimum Deposit?
The lowest minimum deposit for a real-money online casino in the US is $5. Additionally, players can purchase premium credits to play slots and instant-win games at Funzpoints Casino for just $4.99. Play with premium credits to redeem winnings for a cash prize or gift card.
We will update this page as more online casinos lower their deposit minimum. However, $4.99 will likely remain the lowest possible amount in the world of online casino payment methods.
Why Play at a Minimum Deposit Casino?
When you sign up at an online casino, including low deposit casinos, you can expect specific benefits as well as downsides. The biggest benefit is obvious: you can deposit a low amount to have access to casino games. But the pros and cons really come to light when you consider depositing the very minimum versus depositing a more substantial amount like $50 or $100.
Pros
Low risk of only $5 to $10 at a time Qualify for promos that only require a minimum deposit Unlock new withdrawal methods (some withdrawal options require a deposit first) Great responsible gambling strategy for limiting gaming expenditure
Cons
May not qualify for deposit-match bonus minimum Bigger deposits can earn more rewards points Might miss out on high-quality online casinos that require a $20 minimum deposit (here are all the best online casinos)
Why Do Casinos Allow Low Minimum Deposits?
Less Overhead Than Retail Casinos
Online casinos don’t need to pay for massive floor space; a full staff of servers, dealers, and pit bosses; and other expenditures associated with in-person casino play. Online casinos aren’t limited by these finantial restraints, making it much more feasible to offer low minimum deposits. While you don’t need to pay to enter a casino, playing any of the games for more than a few minutes usually requires more than a $5 or $10 investment.
More Slots & Table Games for $0.05 Per Play
Online casino players can access hundreds of slots with a minimum of $0.05 or $0.10 per spin. But players can find slots for that price at some retail casinos. The truly unique option is how you can play roulette, video poker, and other table games for as little as $0.10 per round, and blackjack minimums can be as low as $0.50 per hand.
More Competition Online
Retail casinos only need to compete against other casinos within driving distance. So, outside of a place like Las Vegas, online casinos have far more competition than their in-person counterparts. To set themselves apart, online casinos offer competitive signup offers, more game variety, and flexible deposit options, including low minimum deposits.
Lowest Minimum Deposit By Payment Method
Even if an online casino accepts low minimum deposits, it’s still dependent on the payment method used. For example, the deposit minimum for a debit card may be higher than the deposit minimum for PayPal. Here’s a breakdown.
| Deposit Method | Minimum Deposit | How long for funds to appear in my account? |
|---|---|---|
| ⭐️ ACH/eCheck | $5 - $10 | Generally Instant |
| ⭐️ PayPal | $5 - $10 | Generally Instant |
| ⭐️ Play+ Prepaid Card | $5 - $10 | Generally Instant |
| Visa Debit/Credit Card | $10 | Generally Instant |
| Mastercard Debit/Credit Card | $10 | Generally Instant |
| American Express Debit/Credit Card | $20 | Generally Instant |
| Discover Debit/Credit Card | $10 | Generally Instant |
| Skrill | $10 | Generally Instant |
| Casino Cashier Cage | $10 | Cash - Instant |
| PayNearMe with 7-Eleven | $10 | Cash - Instant |
More About Each Method
ACH/eCheck is among the best deposit methods available. You’ll often find the smallest minimum deposits here, and although it may take up to 48 hours for funds to appear, it’s usually instant. Those deposit minimums can be as low as $10, and in some rare cases even $5.
PayPal Casinos make a great deposit option for players who already have an account. Transactions are instant, and you’ll find low minimums here in most cases. PayPal may also be used for withdrawals, making it a solid choice all around.
The Play+ Prepaid Card is usually linked directly to each individual casino, so you’re guaranteed to have successful transactions with it. Those transactions are instant, and come with low minimums, usually $10. Think of it as a debit card just to be used with the issuing online casino.
Visa online casinos offer instant transactions but usually come with a $10 minimum deposit. In addition, you may be charged additional fees for credit card deposits based on the bank that issued the card, and some don’t allow online gambling transactions at all.
Much like Visa, Mastercard casino transactions are instant and are often tied to a $10 minimum deposit. Not all banks allow Mastercard gambling transactions, and those that do may charge additional cash advance fees.
American Express transactions are similar to other debit/credit card methods but often come with a higher $20 minimum deposit due to AmEx fees. As with other cards, not all transactions may be accepted, and some may carry additional fees.
Discover deposits are generally instant and usually hold a $10 minimum deposit. These transactions, like other card transactions, may not be accepted and may come with additional fees if they are.
While not the most common anymore, Skrill can still be found as a deposit method at online casinos. It’s usually instant and comes with a $10 minimum deposit. Skrill is a virtual wallet, similar to PayPal, although less common in modern e-commerce.
If you’d like to deposit with cash, heading to the cashier cage is one of your few options. However, when doing so you’ll be able to take advantage of instant deposits and low minimums. You’ll also be dealing directly with the casino and its employees — no middleman required.
PayNearMe is another cash deposit option that doesn’t require you to travel to an actual casino. With this method, you can make instant deposits with minimums as low as $10 by simply paying with cash at your local 7-Eleven convenience store.
The great part about Apple Pay casinos is that players can use the method to pay with a variety of cards. Whatever they have added to their Apple Pay wallet is available for instant and low deposits. However, only a select few online casinos offer Apple Pay, with the hope that it expands into more in the near future.
Welcome Bonuses For Minimum Deposit Casinos
Most US online casinos feature a welcome bonus for first-time players. Sometimes online casino bonus codes trigger a no-deposit bonus, but other times it requires a first deposit. Some casinos actually offer you both.
This gets tricky when you’re hunting for a minimum-deposit casino, however. The problem is that the most popular form of welcome bonus is a first deposit match. In other words, whatever amount you choose for your first deposit, the site will match with an equal amount of bonus credit, up to a certain maximum.
Naturally, you can’t simultaneously maximize your first deposit offer while also taking advantage of the smallest minimum deposits. It’s got to be one or the other.
What you can do, however, is look for casinos with a small minimum deposit and a welcome offer that isn’t tied to deposit size. Usually, that means looking for those coveted no-deposit offers, but you can sometimes also find first-deposit bonuses that are a flat amount, not a match.
To help you out, in our lists below, we’ll list both the minimum deposit and any no-deposit or non-matching first deposit bonuses for our recommended casinos.
Minimum Online Casino Deposits By State
Depending on which state you’re in, you may have access to a number of smaller brands that also offer small minimum deposits. Read on for the state-by-state breakdown.
NJ Minimum Online Casino Deposits
There are far more online casinos in New Jersey than in any other state. The theoretical maximum is 45 brands, and there are already around 30 to choose from.
Naturally, this means that Garden State residents have access to all the lowest minimum deposits out there. There are lots of online casino options in NJ where you can start playing for just $5 or $10. Our recommendations for NJ are:
- Visit Bally Casino – $10 minimum, $50 signup bonus
- Visit Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
- Visit Hard Rock Bet – $10 minimum,$25 signup bonus
- Visit BetMGM Casino – $10 minimum, $25 signup bonus
- Visit PlayStar Casino – $20 minimum, 100% match up to $500 signup bonus
Michigan Minimum Online Casino Deposits
Unlike other big online casino states, Michigan has a pretty low cap on the number of brands and hit that cap almost immediately. There are 15 Michigan online casinos, and unless the law changes, that’s all there will ever be.
Fortunately, those 15 include all the big brands and some local ones, so residents have lots of options for a low minimum deposit. Our recommendations to get started for $5 or $10 in MI are:
- Visit DraftKings Casino – $5 minimum, $35 signup bonus
- Visit Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
- Visit Golden Nugget Casino – $10 minimum, $10 signup bonus + 100% deposit match up to $1,000 + 200 bonus spins
- Visit BetMGM Casino – $10 minimum, $25 signup bonus
- Visit FanDuel Casino – $10 minimum, get 50 bonus spins & get up to $1,000 back
Pennsylvania Minimum Online Casino Deposits
Pennsylvania is America’s largest online casino market, and the oldest competitive market after New Jersey. Pennsylvania online casinos now include most of the major brands, though not as many smaller ones as New Jersey. It’s also the home state for BetRivers and Parx.
Just like the other large states, you’ll find plenty of online casinos with a $5 or $10 minimum deposit in the Keystone State. Our recommendations for PA are:
- Visit DraftKings Casino – $5 minimum, $35 signup bonus
- Visit BetMGM Casino – $10 minimum, $25 signup bonus
- Visit Bally Casino – $10 minimum, up to $100 in deposit insurance
- Visit Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
- Visit Borgata Casino – $10 minimum, $20 signup bonus
West Virginia Minimum Online Casino Deposits
West Virginia is America’s smallest competitive online casino market. You won’t find a large number of brands, but you will find online casinos with low minimum deposits in WV.
At the moment, there are five online casinos in WV, and they all let you get started with a small first deposit.
- Visit DraftKings Casino – $5 minimum, $35 signup bonus
- Visit BetMGM Casino – $10 minimum, $25 signup bonus
- Visit BetRivers Casino – $10 minimum, 100% of Losses in First 24-Hours Back as 1x Bonus Money (up to $500)
- Visit FanDuel Casino – $10 minimum, $1,000 play it again sign up bonus
- Visit Caesars Palace Online Casino – $10 minimum, 100% match up to $2,500 signup bonus
No Minimum Deposit Online Casinos
Unfortunately, every online casino has a minimum deposit, so there’s no such thing as no minimum deposit online casinos. However, you can sign up and play for free with our no deposit bonuses, which require no minimum deposit to try the games for a chance at real-money wins.
Another way to look at no minimum deposit casinos is the ability to deposit just $1 at a time. The problem is that these transactions cost money on the online casino’s side. So the lowest minimum deposit casino remains at $5 per deposit.
Final Thoughts on Low Deposit Casinos
High-rollers can gamble to their heart’s content. But the rest of us want to play online casino games with money we won’t miss. One of the most effective responsible gambling strategies is only betting what you can afford to lose. Most of us can afford to lose $5 or $10 here or there in exchange for the thrilling excitement of online casino gaming – and the chance to win some money too. Progressive jackpots can go for as little as $0.10 per spin, after all!
Gambling problem? If you or someone you know are suffering from a potential gambling addiction, call or text 1-800-GAMBLER or use the National Problem Gambling Helpline’s anonymous online chat.
More Like Minimum Deposit Casinos
US Online Casino Minimum Deposits FAQ December 2023
No. All legal and regulated US online casinos have some sort of minimum deposit, though some are lower than others. Some sites have a no deposit offer, so you can start playing without depositing at all. However, if and when you do decide to deposit some money, there’s always going to be a minimum amount.
Expenses. There’s overhead for a casino operator to process payments, handle their accounting, and so forth. It’s not worth it for a casino to take, say, a $0.25 deposit for one spin on a slot machine, as they’d lose money on the transaction.
Yes. Usually, though not always, there’s a minimum amount you can withdraw from an online casino. This may depend on the form of payment processing you’re using, and it’s usually in line with the minimum deposit.
You should deposit whatever amount you feel comfortable with, keeping in mind that you should never gamble more than you can afford to lose. That said, there are some downsides to making multiple small deposits instead of one big one.
First and foremost, many payment processors will charge you a flat transaction fee. If you deposit, say $50 all at once, you’ll only get hit with the fee one time. If you deposit $10 five times instead, you’ll pay the fee five times. It’s worth thinking ahead to save money.
Additionally, many online casinos have deposit matching offers. Making a minimum deposit also means taking the minimum advantage of those offers. When there’s a deposit match on the table, it’s once again worth thinking ahead. If you believe you’re going to deposit again later anyway, it might be worth making a single, larger deposit instead of several small ones.
Check our review for the casino in question. Most of our reviews will mention the minimum deposit. You can also usually find the information in the casino’s own FAQ, Help or Banking Info page. Look for a link somewhere at the bottom or top of the front page of the website. If all else fails, you can always sign up for the site and click the Deposit link. That will always give you the available deposit options, along with the minimum transaction for each.
About the Author
